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CondominiumResidential
$413,149$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $285,000 on Nov 21, 2019

433 HARBOR LAKE DR

DOUGLAS, MI 49406
2
Beds
2
Baths
1,670 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$376K low$450K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Nov 21, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,319 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$187,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.168 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyALLEGAN
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas Elementary SchoolA
Elementary · Grades PK–5 · 0.5 mi
H
Saugatuck High SchoolA-
High · Grades 9–12 · 1.7 mi
M
Saugatuck Middle SchoolB
Middle · Grades 6–8 · 1.8 mi

District: Saugatuck Public Schools

Neighborhood · ZIP 49406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.174
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.398 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,008
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

433 Harbor Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Douglas 49406
  • Costs less per square foot than 95% of homes in Douglas 49406
  • Has a smaller lot than 67% of homes in Allegan County

What homes are worth in Douglas 49406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$2M

This home is worth more than 16% of homes in Douglas 49406.

How it measures up in Douglas 49406

The dot is this home. The mark in the middle is the typical home in Douglas 49406.

Estimated value$413,149
CheaperTypical $655,893Pricier

Pricier than 16% of homes nearby

Price per ft²$247
CheaperTypical $419Pricier

Pricier than 5% of homes nearby

Living area1,670 ft²
SmallerTypical 1,718 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.45 ac
SmallerTypical 0.4 acBigger

Bigger than 54% of homes nearby

Year built1994
OlderTypical 1995Newer

Newer than 50% of homes nearby

How 433 Harbor Lake Dr ranks against every home in each area.
MeasureThis homeDouglas 49406Allegan County
Estimated valuepricier than$413,14916% of homes67% of homes
Price per ft²pricier than$2475% of homes58% of homes
Living areabigger than1,670 ft²46% of homes62% of homes
Lot sizebigger than0.45 ac54% of homes33% of homes
Year builtnewer than199450% of homes60% of homes

About 433 Harbor Lake Dr

How much is 433 Harbor Lake Dr, Douglas, MI worth?

The TopHap Estimate for 433 Harbor Lake Dr, Douglas, MI is $413,149 as of Aug 30, 2026. The likely range is $376,019 to $450,279. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 433 Harbor Lake Dr, Douglas, MI last sell?

433 Harbor Lake Dr, Douglas, MI last sold on Nov 21, 2019 for $285,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 433 Harbor Lake Dr, Douglas, MI?

433 Harbor Lake Dr, Douglas, MI has 2 bedrooms, 2 bathrooms and 1,670 square feet of living space.

When was 433 Harbor Lake Dr, Douglas, MI built?

433 Harbor Lake Dr, Douglas, MI was built in 1994, making it 32 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 433 Harbor Lake Dr, Douglas, MI?

433 Harbor Lake Dr, Douglas, MI is assigned to Douglas Elementary School (elementary), rated A; Saugatuck High School (high), rated A-; Saugatuck Middle School (middle), rated B. All sit in Saugatuck Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 433 Harbor Lake Dr, Douglas, MI compare to other homes in Douglas 49406?

Among the 1,088 homes in Douglas 49406, it is worth more than 16% of them ($413,149 against a typical $655,893), its price per square foot is higher than 5% of them ($247 against a typical $419), it is bigger than 46% of them (1,670 ft² against a typical 1,718 ft²), its lot is bigger than 54% of them (0.45 ac against a typical 0.4 ac) and it is newer than 50% of them (1994 against a typical 1995). Measured against all of Allegan County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 433 Harbor Lake Dr, Douglas, MI?

The 2025 property tax bill for 433 Harbor Lake Dr, Douglas, MI was $5,319. The county assessed it at $187,500.

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