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Single Family ResidenceResidential
$1,075,000$613 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,000,000 on Jul 16, 2026

489 UNION ST

DOUGLAS, MI 49406
3
Baths
1,754 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000,000 · Jul 16, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$325,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$260,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
ROCKET MORTGAGE LLC · 6.48% 2 · recorded Jul 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,733 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$353,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$303,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$387,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$707,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyALLEGAN
Lot (acres)The size of the land the home sits on, from county records.0.51
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas Elementary SchoolA
Elementary · Grades PK–5 · 0.3 mi
H
Saugatuck High SchoolA-
High · Grades 9–12 · 1.6 mi
M
Saugatuck Middle SchoolB
Middle · Grades 6–8 · 1.6 mi

District: Saugatuck Public Schools

Neighborhood · ZIP 49406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.174
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.398 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,008
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

489 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Allegan County
  • Costs more per square foot than 98% of homes in Allegan County
  • Bigger than 67% of homes in Allegan County
  • Among the newest homes in Douglas 49406

What homes are worth in Douglas 49406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$2M

This home is worth more than 78% of homes in Douglas 49406.

How it measures up in Douglas 49406

The dot is this home. The mark in the middle is the typical home in Douglas 49406.

Estimated value$1,075,000
CheaperTypical $692,848Pricier

Pricier than 78% of homes nearby

Price per ft²$613
CheaperTypical $439Pricier

Pricier than 88% of homes nearby

Living area1,754 ft²
SmallerTypical 1,715 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.51 ac
SmallerTypical 0.4 acBigger

Bigger than 60% of homes nearby

Year built2022
OlderTypical 1995Newer

Newer than almost all homes nearby

How 489 Union St ranks against every home in each area.
MeasureThis homeDouglas 49406Allegan County
Estimated valuepricier than$1,075,00078% of homes96% of homes
Price per ft²pricier than$61388% of homes98% of homes
Living areabigger than1,754 ft²52% of homes67% of homes
Lot sizebigger than0.51 ac60% of homes37% of homes
Year builtnewer than2022almost all homesalmost all homes

About 489 Union St

How much is 489 Union St, Douglas, MI worth?

The TopHap Estimate for 489 Union St, Douglas, MI is $1,075,000 as of Jul 14, 2026. The likely range is $1,030,328 to $1,119,672. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 489 Union St, Douglas, MI last sell?

489 Union St, Douglas, MI last sold on Jul 16, 2026 for $1,000,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 489 Union St, Douglas, MI?

489 Union St, Douglas, MI has 3 bathrooms, 1,754 square feet of living space and a 0.51-acre lot.

When was 489 Union St, Douglas, MI built?

489 Union St, Douglas, MI was built in 2022, making it 4 years old. It is a ranch home.

What schools serve 489 Union St, Douglas, MI?

489 Union St, Douglas, MI is assigned to Douglas Elementary School (elementary), rated A; Saugatuck High School (high), rated A-; Saugatuck Middle School (middle), rated B. All sit in Saugatuck Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 489 Union St, Douglas, MI compare to other homes in Douglas 49406?

Among the 1,087 homes in Douglas 49406, it is worth more than 78% of them ($1,075,000 against a typical $692,848), its price per square foot is higher than 88% of them ($613 against a typical $439), it is bigger than 52% of them (1,754 ft² against a typical 1,715 ft²), its lot is bigger than 60% of them (0.51 ac against a typical 0.4 ac) and it is newer than almost all of them (2022 against a typical 1995). Measured against all of Allegan County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 489 Union St, Douglas, MI?

The 2025 property tax bill for 489 Union St, Douglas, MI was $15,733. The county assessed it at $353,500.

Closest homes

More homes in Douglas 49406

Assigned schools

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