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Single Family ResidenceResidential
$155,839$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

434 BLUFF ST

ALTON, IL 62002
3
Beds
2
Baths
1,231 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$156K
$105K low$206K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,839
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,671
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
CARROLLTON BANK · 6.47% 2 · recorded Jul 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,137 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,170 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,510

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 300 ft²Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Alton Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
E
Gilson Brown Elementary School
Elementary · Grades KG–1 · 2.7 mi
H
Alton High SchoolD+
High · Grades 9–12 · 3.3 mi

District: Alton Community Unit School District 11

Neighborhood · ZIP 62002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.738 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,207
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,082
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Alton 62002
  • Costs less per square foot than 65% of homes in Madison County
  • Bigger than 74% of homes in Alton 62002
  • Older than 97% of homes in Madison County

What homes are worth in Alton 62002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$457K

This home is worth more than 72% of homes in Alton 62002.

How it measures up in Alton 62002

The dot is this home. The mark in the middle is the typical home in Alton 62002.

Estimated value$155,839
CheaperTypical $104,581Pricier

Pricier than 72% of homes nearby

Price per ft²$127
CheaperTypical $102Pricier

Pricier than 64% of homes nearby

Living area1,231 ft²
SmallerTypical 1,008 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.23 ac
SmallerTypical 0.19 acBigger

Bigger than 63% of homes nearby

Year built1900
OlderTypical 1948Newer

Newer than 7% of homes nearby

How 434 Bluff St ranks against every home in each area.
MeasureThis homeAlton 62002Madison County
Estimated valuepricier than$155,83972% of homes42% of homes
Price per ft²pricier than$12764% of homes35% of homes
Living areabigger than1,231 ft²74% of homes59% of homes
Lot sizebigger than0.23 ac63% of homes44% of homes
Year builtnewer than19007% of homes3% of homes

About 434 Bluff St

How much is 434 Bluff St, Alton, IL worth?

The TopHap Estimate for 434 Bluff St, Alton, IL is $155,839 as of Jul 14, 2026. The likely range is $105,455 to $206,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 434 Bluff St, Alton, IL last sell?

434 Bluff St, Alton, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 434 Bluff St, Alton, IL?

434 Bluff St, Alton, IL has 3 bedrooms, 2 bathrooms, 1,231 square feet of living space and a 0.23-acre lot.

When was 434 Bluff St, Alton, IL built?

434 Bluff St, Alton, IL was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 434 Bluff St, Alton, IL?

434 Bluff St, Alton, IL is assigned to Alton Middle School (middle), rated C-; Gilson Brown Elementary School (elementary); Alton High School (high), rated D+. All sit in Alton Community Unit School District 11. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Bluff St, Alton, IL compare to other homes in Alton 62002?

Among the 12,598 homes in Alton 62002, it is worth more than 72% of them ($155,839 against a typical $104,581), its price per square foot is higher than 64% of them ($127 against a typical $102), it is bigger than 74% of them (1,231 ft² against a typical 1,008 ft²), its lot is bigger than 63% of them (0.23 ac against a typical 0.19 ac) and it is newer than 7% of them (1900 against a typical 1948). Measured against all of Madison County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Bluff St, Alton, IL?

The 2025 property tax bill for 434 Bluff St, Alton, IL was $5,137. The county assessed it at $70,170.

Closest homes

More homes in Alton 62002

Assigned schools

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