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Single Family ResidenceResidential
$99,766$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 BLUFF ST

ALTON, IL 62002
4
Beds
2
Baths
744 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$100K
$58K low$142K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,766
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,013
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,000
CARROLLTON BANK · R · recorded Jan 11, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,013 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,640 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$145,920

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Alton Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
E
Gilson Brown Elementary School
Elementary · Grades KG–1 · 2.7 mi
H
Alton High SchoolD+
High · Grades 9–12 · 3.3 mi

District: Alton Community Unit School District 11

Neighborhood · ZIP 62002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.738 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,207
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,082
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Madison County
  • Costs more per square foot than 69% of homes in Alton 62002
  • Smaller than 91% of homes in Madison County
  • Has a smaller lot than 75% of homes in Madison County
  • Among the oldest homes in Madison County

What homes are worth in Alton 62002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$465K

This home is worth more than 47% of homes in Alton 62002.

How it measures up in Alton 62002

The dot is this home. The mark in the middle is the typical home in Alton 62002.

Estimated value$99,766
CheaperTypical $104,760Pricier

Pricier than 47% of homes nearby

Price per ft²$134
CheaperTypical $102Pricier

Pricier than 69% of homes nearby

Living area744 ft²
SmallerTypical 1,008 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 44% of homes nearby

Year built1890
OlderTypical 1948Newer

Newer than 2% of homes nearby

How 440 Bluff St ranks against every home in each area.
MeasureThis homeAlton 62002Madison County
Estimated valuepricier than$99,76647% of homes22% of homes
Price per ft²pricier than$13469% of homes39% of homes
Living areabigger than744 ft²13% of homes9% of homes
Lot sizebigger than0.17 ac44% of homes25% of homes
Year builtnewer than18902% of homesalmost no homes

About 440 Bluff St

How much is 440 Bluff St, Alton, IL worth?

The TopHap Estimate for 440 Bluff St, Alton, IL is $99,766 as of Jul 14, 2026. The likely range is $57,867 to $141,665. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Bluff St, Alton, IL last sell?

440 Bluff St, Alton, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 440 Bluff St, Alton, IL?

440 Bluff St, Alton, IL has 4 bedrooms, 2 bathrooms, 744 square feet of living space and a 0.17-acre lot.

When was 440 Bluff St, Alton, IL built?

440 Bluff St, Alton, IL was built in 1890, making it 136 years old. It is a conventional home. The building has 2 stories.

What schools serve 440 Bluff St, Alton, IL?

440 Bluff St, Alton, IL is assigned to Alton Middle School (middle), rated C-; Gilson Brown Elementary School (elementary); Alton High School (high), rated D+. All sit in Alton Community Unit School District 11. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Bluff St, Alton, IL compare to other homes in Alton 62002?

Among the 12,598 homes in Alton 62002, it is worth more than 47% of them ($99,766 against a typical $104,760), its price per square foot is higher than 69% of them ($134 against a typical $102), it is bigger than 13% of them (744 ft² against a typical 1,008 ft²), its lot is bigger than 44% of them (0.17 ac against a typical 0.19 ac) and it is newer than 2% of them (1890 against a typical 1948). Measured against all of Madison County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Bluff St, Alton, IL?

The 2025 property tax bill for 440 Bluff St, Alton, IL was $3,013. The county assessed it at $48,640.

Closest homes

More homes in Alton 62002

Assigned schools

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