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Single Family ResidenceResidential
$1,168,595$497 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $630,000 on Sep 21, 2007

434 HARDING AVE

BAYVILLE, NJ 08721
3
Beds
4
Baths
2,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,640 ft²
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Sep 21, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,485 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$741,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$245,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$496,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$741,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$741,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.86%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Toms River High School EastC+
High · Grades 9–12 · 3.3 mi
E
East Dover Elementary SchoolD+
Elementary · Grades KG–5 · 3.7 mi
M
Toms River Intermediate School EastC+
Middle · Grades 6–8 · 5.4 mi

District: Toms River Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Harding Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bayville 08721
  • Costs more per square foot than 94% of homes in Bayville 08721
  • Bigger than 81% of homes in Bayville 08721
  • Has a smaller lot than 96% of homes in Bayville 08721
  • Newer than 87% of homes in Bayville 08721

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$1.1M

This home is worth more than almost all homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$1,168,595
CheaperTypical $516,528Pricier

Pricier than almost all homes nearby

Price per ft²$497
CheaperTypical $312Pricier

Pricier than 94% of homes nearby

Living area2,352 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 81% of homes nearby

Lot size2,640 ft²
SmallerTypical 0.26 acBigger

Bigger than 4% of homes nearby

Year built2007
OlderTypical 1985Newer

Newer than 87% of homes nearby

How 434 Harding Ave ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$1,168,595almost all homes87% of homes
Price per ft²pricier than$49794% of homes80% of homes
Living areabigger than2,352 ft²81% of homes80% of homes
Lot sizebigger than2,640 ft²4% of homes9% of homes
Year builtnewer than200787% of homes87% of homes

About 434 Harding Ave

How much is 434 Harding Ave, Bayville, NJ worth?

The TopHap Estimate for 434 Harding Ave, Bayville, NJ is $1,168,595 as of Sep 24, 2026. The likely range is $1,023,692 to $1,313,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 434 Harding Ave, Bayville, NJ last sell?

434 Harding Ave, Bayville, NJ last sold on Sep 21, 2007 for $630,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 434 Harding Ave, Bayville, NJ?

434 Harding Ave, Bayville, NJ has 3 bedrooms, 4 bathrooms, 2,352 square feet of living space and a 0.06-acre lot.

When was 434 Harding Ave, Bayville, NJ built?

434 Harding Ave, Bayville, NJ was built in 2007, making it 19 years old. It is a colonial home. The building has 3 stories.

What schools serve 434 Harding Ave, Bayville, NJ?

434 Harding Ave, Bayville, NJ is assigned to Toms River High School East (high), rated C+; East Dover Elementary School (elementary), rated D+; Toms River Intermediate School East (middle), rated C+. All sit in Toms River Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Harding Ave, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than almost all of them ($1,168,595 against a typical $516,528), its price per square foot is higher than 94% of them ($497 against a typical $312), it is bigger than 81% of them (2,352 ft² against a typical 1,662 ft²), its lot is bigger than 4% of them (2,640 ft² against a typical 0.26 ac) and it is newer than 87% of them (2007 against a typical 1985). Measured against all of Ocean County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Harding Ave, Bayville, NJ?

The 2025 property tax bill for 434 Harding Ave, Bayville, NJ was $14,485. The county assessed it at $741,300.

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