Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$804,742
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $730,000 on Apr 21, 2025

486 HARDING AVE

BAYVILLE, NJ 08721
0
Baths
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$805K
$721K low$888K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$730,000 · Apr 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,554 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$304,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.34
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clara B. Worth Elementary SchoolC-
Elementary · Grades PK–4 · 1.0 mi
H
Central Regional High SchoolD
High · Grades 9–12 · 1.2 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 1.5 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

486 Harding Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Bayville 08721
  • Has a bigger lot than 85% of homes in Ocean County
  • Among the newest homes in Bayville 08721

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$1.1M

This home is worth more than 90% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$804,742
CheaperTypical $516,528Pricier

Pricier than 90% of homes nearby

Lot size0.34 ac
SmallerTypical 0.26 acBigger

Bigger than 77% of homes nearby

Year built2024
OlderTypical 1985Newer

Newer than almost all homes nearby

How 486 Harding Ave ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$804,74290% of homes74% of homes
Lot sizebigger than0.34 ac77% of homes85% of homes
Year builtnewer than2024almost all homesalmost all homes

About 486 Harding Ave

How much is 486 Harding Ave, Bayville, NJ worth?

The TopHap Estimate for 486 Harding Ave, Bayville, NJ is $804,742 as of Sep 24, 2026. The likely range is $721,148 to $888,336. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 486 Harding Ave, Bayville, NJ last sell?

486 Harding Ave, Bayville, NJ last sold on Apr 21, 2025 for $730,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

When was 486 Harding Ave, Bayville, NJ built?

486 Harding Ave, Bayville, NJ was built in 2024, making it 2 years old.

What schools serve 486 Harding Ave, Bayville, NJ?

486 Harding Ave, Bayville, NJ is assigned to Clara B. Worth Elementary School (elementary), rated C-; Central Regional High School (high), rated D; Central Regional Middle School (middle), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 486 Harding Ave, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than 90% of them ($804,742 against a typical $516,528), its lot is bigger than 77% of them (0.34 ac against a typical 0.26 ac) and it is newer than almost all of them (2024 against a typical 1985). Measured against all of Ocean County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 486 Harding Ave, Bayville, NJ?

The 2025 property tax bill for 486 Harding Ave, Bayville, NJ was $2,554. The county assessed it at $403,000.

More homes on Harding Ave

Closest homes

More homes in Bayville 08721

Assigned schools

Explore the area

See this home in context

Open 486 Harding Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map