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Rural ResidenceResidential
$425,378$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

434 VALLEY RANCH RD

SHERMAN, TX 75092
0
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2013
Year BuiltThe year the home was originally built, according to county records.

Valuation

$425K
$392K low$459K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$99 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,719 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,719
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,719

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
68
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGrayson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
S and S Consolidated Elementary SchoolC+
Elementary · Grades PK–4 · 6.9 mi
H
S and S Consolidated High SchoolB-
High · Grades 9–12 · 10.6 mi
M
S and S Consolidated Middle SchoolC+
Middle · Grades 5–8 · 10.6 mi

District: S and S Consolidated Independent School District

Neighborhood · ZIP 75092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.275 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,121
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,351
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Valley Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Sherman 75092
  • Costs more per square foot than 98% of homes in Sherman 75092
  • Smaller than 83% of homes in Sherman 75092
  • Newer than 76% of homes in Sherman 75092

What homes are worth in Sherman 75092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$850K

This home is worth more than 84% of homes in Sherman 75092.

How it measures up in Sherman 75092

The dot is this home. The mark in the middle is the typical home in Sherman 75092.

Estimated value$425,378
CheaperTypical $292,906Pricier

Pricier than 84% of homes nearby

Price per ft²$332
CheaperTypical $152Pricier

Pricier than 98% of homes nearby

Living area1,280 ft²
SmallerTypical 1,810 ft²Bigger

Bigger than 17% of homes nearby

Year built2013
OlderTypical 1985Newer

Newer than 76% of homes nearby

How 434 Valley Ranch Rd ranks against every home in each area.
MeasureThis homeSherman 75092Grayson County
Estimated valuepricier than$425,37884% of homes75% of homes
Price per ft²pricier than$33298% of homes93% of homes
Living areabigger than1,280 ft²17% of homes28% of homes
Year builtnewer than201376% of homes76% of homes

About 434 Valley Ranch Rd

How much is 434 Valley Ranch Rd, Sherman, TX worth?

The TopHap Estimate for 434 Valley Ranch Rd, Sherman, TX is $425,378 as of Jul 14, 2026. The likely range is $391,570 to $459,186. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 434 Valley Ranch Rd, Sherman, TX last sell?

434 Valley Ranch Rd, Sherman, TX last sold on Jan 12, 2016, according to the county's recorded deed.

When was 434 Valley Ranch Rd, Sherman, TX built?

434 Valley Ranch Rd, Sherman, TX was built in 2013, making it 13 years old.

What schools serve 434 Valley Ranch Rd, Sherman, TX?

434 Valley Ranch Rd, Sherman, TX is assigned to S and S Consolidated Elementary School (elementary), rated C+; S and S Consolidated High School (high), rated B-; S and S Consolidated Middle School (middle), rated C+. All sit in S and S Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Valley Ranch Rd, Sherman, TX compare to other homes in Sherman 75092?

Among the 10,655 homes in Sherman 75092, it is worth more than 84% of them ($425,378 against a typical $292,906), its price per square foot is higher than 98% of them ($332 against a typical $152), it is bigger than 17% of them (1,280 ft² against a typical 1,810 ft²) and it is newer than 76% of them (2013 against a typical 1985). Measured against all of Grayson County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Valley Ranch Rd, Sherman, TX?

The 2024 property tax bill for 434 Valley Ranch Rd, Sherman, TX was $99. The county assessed it at $112,719.

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