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Single Family ResidenceResidential
$109,471$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

434 WATER ST

ROCKWOOD, PA 15557
3
Beds
1
Baths
924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$109K
$80K low$139K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,471
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,577

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,968 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.179 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rockwood High SchoolB-
Middle · Grades 7–12 · 0.4 mi
E
Rockwood Elementary SchoolB
Elementary · Grades KG–6 · 0.4 mi

District: Rockwood Area School District

Neighborhood · ZIP 15557These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,167
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,130
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

434 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Rockwood 15557
  • Smaller than 91% of homes in Somerset County
  • Has a smaller lot than 74% of homes in Rockwood 15557

What homes are worth in Rockwood 15557

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$574K

This home is worth more than 28% of homes in Rockwood 15557.

How it measures up in Rockwood 15557

The dot is this home. The mark in the middle is the typical home in Rockwood 15557.

Estimated value$109,471
CheaperTypical $162,509Pricier

Pricier than 28% of homes nearby

Price per ft²$118
CheaperTypical $128Pricier

Pricier than 44% of homes nearby

Living area924 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.35 ac
SmallerTypical 0.96 acBigger

Bigger than 26% of homes nearby

Year built1965
OlderTypical 1964Newer

Newer than 52% of homes nearby

How 434 Water St ranks against every home in each area.
MeasureThis homeRockwood 15557Somerset County
Estimated valuepricier than$109,47128% of homes29% of homes
Price per ft²pricier than$11844% of homes55% of homes
Living areabigger than924 ft²14% of homes9% of homes
Lot sizebigger than0.35 ac26% of homes38% of homes
Year builtnewer than196552% of homes61% of homes

About 434 Water St

How much is 434 Water St, Rockwood, PA worth?

The TopHap Estimate for 434 Water St, Rockwood, PA is $109,471 as of Jul 14, 2026. The likely range is $79,577 to $139,365. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 434 Water St, Rockwood, PA last sell?

434 Water St, Rockwood, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 434 Water St, Rockwood, PA?

434 Water St, Rockwood, PA has 3 bedrooms, 1 bathrooms, 924 square feet of living space and a 0.35-acre lot.

When was 434 Water St, Rockwood, PA built?

434 Water St, Rockwood, PA was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 434 Water St, Rockwood, PA?

434 Water St, Rockwood, PA is assigned to Rockwood High School (middle), rated B-; Rockwood Elementary School (elementary), rated B. All sit in Rockwood Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 434 Water St, Rockwood, PA compare to other homes in Rockwood 15557?

Among the 1,953 homes in Rockwood 15557, it is worth more than 28% of them ($109,471 against a typical $162,509), its price per square foot is higher than 44% of them ($118 against a typical $128), it is bigger than 14% of them (924 ft² against a typical 1,474 ft²), its lot is bigger than 26% of them (0.35 ac against a typical 0.96 ac) and it is newer than 52% of them (1965 against a typical 1964). Measured against all of Somerset County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 434 Water St, Rockwood, PA?

The 2026 property tax bill for 434 Water St, Rockwood, PA was $2,968. The county assessed it at $60,700.

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