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Single Family ResidenceResidential
$92,324$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,800 on Mar 31, 2015

427 WATER ST

ROCKWOOD, PA 15557
3
Beds
1
Baths
1,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$92K
$84K low$101K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,800 · Mar 31, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,524
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,219
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,800
SOMERSET TRUST CO · recorded Apr 30, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,360 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$24,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.146 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Old Style
CountySomerset
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Crossed Wals
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rockwood High SchoolB-
Middle · Grades 7–12 · 0.4 mi
E
Rockwood Elementary SchoolB
Elementary · Grades KG–6 · 0.4 mi

District: Rockwood Area School District

Neighborhood · ZIP 15557These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,167
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,130
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

427 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Rockwood 15557
  • Costs less per square foot than 74% of homes in Rockwood 15557
  • Smaller than 84% of homes in Somerset County
  • Has a smaller lot than 84% of homes in Rockwood 15557
  • Older than 95% of homes in Somerset County

What homes are worth in Rockwood 15557

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$600K

This home is worth more than 18% of homes in Rockwood 15557.

How it measures up in Rockwood 15557

The dot is this home. The mark in the middle is the typical home in Rockwood 15557.

Estimated value$92,324
CheaperTypical $162,169Pricier

Pricier than 18% of homes nearby

Price per ft²$87
CheaperTypical $128Pricier

Pricier than 26% of homes nearby

Living area1,066 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.17 ac
SmallerTypical 0.96 acBigger

Bigger than 16% of homes nearby

Year built1890
OlderTypical 1964Newer

Newer than 7% of homes nearby

How 427 Water St ranks against every home in each area.
MeasureThis homeRockwood 15557Somerset County
Estimated valuepricier than$92,32418% of homes21% of homes
Price per ft²pricier than$8726% of homes35% of homes
Living areabigger than1,066 ft²21% of homes16% of homes
Lot sizebigger than0.17 ac16% of homes20% of homes
Year builtnewer than18907% of homes5% of homes

About 427 Water St

How much is 427 Water St, Rockwood, PA worth?

The TopHap Estimate for 427 Water St, Rockwood, PA is $92,324 as of Jul 14, 2026. The likely range is $83,699 to $100,949. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 427 Water St, Rockwood, PA last sell?

427 Water St, Rockwood, PA last sold on Mar 31, 2015 for $45,800, according to the county's recorded deed.

How big is 427 Water St, Rockwood, PA?

427 Water St, Rockwood, PA has 3 bedrooms, 1 bathrooms, 1,066 square feet of living space and a 0.17-acre lot.

When was 427 Water St, Rockwood, PA built?

427 Water St, Rockwood, PA was built in 1890, making it 136 years old. It is a old style home. The building has 2 stories.

What schools serve 427 Water St, Rockwood, PA?

427 Water St, Rockwood, PA is assigned to Rockwood High School (middle), rated B-; Rockwood Elementary School (elementary), rated B. All sit in Rockwood Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 427 Water St, Rockwood, PA compare to other homes in Rockwood 15557?

Among the 1,953 homes in Rockwood 15557, it is worth more than 18% of them ($92,324 against a typical $162,169), its price per square foot is higher than 26% of them ($87 against a typical $128), it is bigger than 21% of them (1,066 ft² against a typical 1,464 ft²), its lot is bigger than 16% of them (0.17 ac against a typical 0.96 ac) and it is newer than 7% of them (1890 against a typical 1964). Measured against all of Somerset County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 427 Water St, Rockwood, PA?

The 2025 property tax bill for 427 Water St, Rockwood, PA was $592. The county assessed it at $12,360.

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