Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$498,542$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $210,000 on Mar 16, 2018

435 BAY RD

ANDOVER, NH 03216
4
Beds
2
Baths
2,553 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19 ac
Lot SizeThe size of the land the home sits on, from county records.
1792
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$499K
$416K low$582K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Mar 16, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$500,163 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$143,263
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$356,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$500,064
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$412,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.19.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Andover Elementary / Middle SchoolC
Elementary · Grades KG–8 · 2.4 mi
H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 13.7 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03216These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,506
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,922
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Bay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Andover 03216
  • Costs less per square foot than 87% of homes in Merrimack County
  • Bigger than 79% of homes in Merrimack County
  • Has a bigger lot than 95% of homes in Merrimack County
  • Among the oldest homes in Merrimack County

What homes are worth in Andover 03216

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$926K

This home is worth more than 71% of homes in Andover 03216.

How it measures up in Andover 03216

The dot is this home. The mark in the middle is the typical home in Andover 03216.

Estimated value$498,542
CheaperTypical $416,359Pricier

Pricier than 71% of homes nearby

Price per ft²$195
CheaperTypical $227Pricier

Pricier than 31% of homes nearby

Living area2,553 ft²
SmallerTypical 1,891 ft²Bigger

Bigger than 75% of homes nearby

Lot size19 ac
SmallerTypical 2.2 acBigger

Bigger than 90% of homes nearby

Year built1792
OlderTypical 1973Newer

Newer than 4% of homes nearby

How 435 Bay Rd ranks against every home in each area.
MeasureThis homeAndover 03216Merrimack County
Estimated valuepricier than$498,54271% of homes55% of homes
Price per ft²pricier than$19531% of homes13% of homes
Living areabigger than2,553 ft²75% of homes79% of homes
Lot sizebigger than19 ac90% of homes95% of homes
Year builtnewer than17924% of homesalmost no homes

About 435 Bay Rd

How much is 435 Bay Rd, Andover, NH worth?

The TopHap Estimate for 435 Bay Rd, Andover, NH is $498,542 as of Aug 30, 2026. The likely range is $415,554 to $581,530. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Bay Rd, Andover, NH last sell?

435 Bay Rd, Andover, NH last sold on Mar 16, 2018 for $210,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 435 Bay Rd, Andover, NH?

435 Bay Rd, Andover, NH has 4 bedrooms, 2 bathrooms, 2,553 square feet of living space and a 19.00-acre lot.

When was 435 Bay Rd, Andover, NH built?

435 Bay Rd, Andover, NH was built in 1792, making it 234 years old. It is a cape cod home. The building has 2 stories.

What schools serve 435 Bay Rd, Andover, NH?

435 Bay Rd, Andover, NH is assigned to Andover Elementary / Middle School (elementary), rated C; Merrimack Valley High School (high), rated C-. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Bay Rd, Andover, NH compare to other homes in Andover 03216?

Among the 1,074 homes in Andover 03216, it is worth more than 71% of them ($498,542 against a typical $416,359), its price per square foot is higher than 31% of them ($195 against a typical $227), it is bigger than 75% of them (2,553 ft² against a typical 1,891 ft²), its lot is bigger than 90% of them (19 ac against a typical 2.2 ac) and it is newer than 4% of them (1792 against a typical 1973). Measured against all of Merrimack County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Bay Rd, Andover, NH?

The 2025 property tax bill for 435 Bay Rd, Andover, NH was $7,327. The county assessed it at $500,163.

More homes on Bay Rd

Closest homes

More homes in Andover 03216

Assigned schools

Explore the area

See this home in context

Open 435 Bay Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map