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Single Family ResidenceResidential
$566,780$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

435 MONTEREY DR

ROCKWALL, TX 75087
4
Beds
3.5
Baths
3,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$567K
$518K low$615K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$286,780
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$229,424
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
AMERICAN NATIONAL BANK & TRUST · recorded Feb 13, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
TEXANS CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,512 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$503,314 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,962
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$504,876

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 18 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grace Hartman Elementary SchoolA+
Elementary · Grades PK–6 · 0.4 mi
M
J.W. Williams Middle SchoolA-
Middle · Grades 7–8 · 1.7 mi
H
Rockwall High SchoolA
High · Grades 10–12 · 2.5 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,394
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Monterey Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Lakeview Summit
  • Costs less per square foot than 90% of homes in Lakeview Summit
  • Bigger than 97% of homes in Lakeview Summit
  • Has a bigger lot than 67% of homes in Lakeview Summit
  • Older than 66% of homes in Lakeview Summit

What homes are worth in Rockwall 75087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$995K

This home is worth more than 74% of homes in Rockwall 75087.

How it measures up in Rockwall 75087

The dot is this home. The mark in the middle is the typical home in Rockwall 75087.

Estimated value$566,780
CheaperTypical $457,350Pricier

Pricier than 74% of homes nearby

Price per ft²$156
CheaperTypical $183Pricier

Pricier than 14% of homes nearby

Living area3,643 ft²
SmallerTypical 2,528 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 59% of homes nearby

Year built2002
OlderTypical 2005Newer

Newer than 41% of homes nearby

How 435 Monterey Dr ranks against every home in each area.
MeasureThis homeLakeview SummitRockwall 75087Rockwall County
Estimated valuepricier than$566,78094% of homes74% of homes73% of homes
Price per ft²pricier than$15610% of homes14% of homes20% of homes
Living areabigger than3,643 ft²97% of homes88% of homes88% of homes
Lot sizebigger than0.23 ac67% of homes59% of homes57% of homes
Year builtnewer than200234% of homes41% of homes42% of homes

About 435 Monterey Dr

How much is 435 Monterey Dr, Rockwall, TX worth?

The TopHap Estimate for 435 Monterey Dr, Rockwall, TX is $566,780 as of Jul 14, 2026. The likely range is $518,362 to $615,198. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Monterey Dr, Rockwall, TX last sell?

435 Monterey Dr, Rockwall, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 435 Monterey Dr, Rockwall, TX?

435 Monterey Dr, Rockwall, TX has 4 bedrooms, 3.5 bathrooms, 3,643 square feet of living space and a 0.23-acre lot.

When was 435 Monterey Dr, Rockwall, TX built?

435 Monterey Dr, Rockwall, TX was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 435 Monterey Dr, Rockwall, TX?

435 Monterey Dr, Rockwall, TX is assigned to Grace Hartman Elementary School (elementary), rated A+; J.W. Williams Middle School (middle), rated A-; Rockwall High School (high), rated A. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Monterey Dr, Rockwall, TX compare to other homes in Rockwall 75087?

Among the 16,590 homes in Rockwall 75087, it is worth more than 74% of them ($566,780 against a typical $457,350), its price per square foot is higher than 14% of them ($156 against a typical $183), it is bigger than 88% of them (3,643 ft² against a typical 2,528 ft²), its lot is bigger than 59% of them (0.23 ac against a typical 0.21 ac) and it is newer than 41% of them (2002 against a typical 2005). Measured against all of Rockwall County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Monterey Dr, Rockwall, TX?

The 2023 property tax bill for 435 Monterey Dr, Rockwall, TX was $6,512. The county assessed it at $503,314.

More homes on Monterey Dr

Closest homes

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Assigned schools

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