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Single Family ResidenceResidential
$275,335
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

435 OSBORN HILL RD

ROME, PA 18837
3
Beds
5 / 2
Baths
3.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$275K
$216K low$334K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,335
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,468
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,000
CITIZENS & NORTHERN BANK · recorded Oct 5, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CITIZENS & NORTHERN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,872 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,150 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,302

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyBradford
Lot (acres)The size of the land the home sits on, from county records.3.32
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northeast Bradford High SchoolC-
Middle · Grades 7–12 · 11.6 mi
E
Northeast Bradford Elementary SchoolB-
Elementary · Grades KG–6 · 11.7 mi

District: Northeast Bradford School District

Neighborhood · ZIP 18837These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,262
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,762
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,325
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Osborn Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Bradford County
  • Has a bigger lot than 71% of homes in Bradford County
  • Newer than 89% of homes in Bradford County

What homes are worth in Rome 18837

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$581K

This home is worth more than 57% of homes in Rome 18837.

How it measures up in Rome 18837

The dot is this home. The mark in the middle is the typical home in Rome 18837.

Estimated value$275,335
CheaperTypical $250,866Pricier

Pricier than 57% of homes nearby

Lot size3.32 ac
SmallerTypical 2 acBigger

Bigger than 59% of homes nearby

Year built2000
OlderTypical 1976Newer

Newer than 86% of homes nearby

How 435 Osborn Hill Rd ranks against every home in each area.
MeasureThis homeRome 18837Bradford County
Estimated valuepricier than$275,33557% of homes70% of homes
Lot sizebigger than3.32 ac59% of homes71% of homes
Year builtnewer than200086% of homes89% of homes

About 435 Osborn Hill Rd

How much is 435 Osborn Hill Rd, Rome, PA worth?

The TopHap Estimate for 435 Osborn Hill Rd, Rome, PA is $275,335 as of Jul 14, 2026. The likely range is $216,204 to $334,466. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 435 Osborn Hill Rd, Rome, PA?

435 Osborn Hill Rd, Rome, PA has 3 bedrooms, 5 bathrooms and a 3.32-acre lot.

When was 435 Osborn Hill Rd, Rome, PA built?

435 Osborn Hill Rd, Rome, PA was built in 2000, making it 26 years old. It is a tlog home home. The building has 2 stories.

What schools serve 435 Osborn Hill Rd, Rome, PA?

435 Osborn Hill Rd, Rome, PA is assigned to Northeast Bradford High School (middle), rated C-; Northeast Bradford Elementary School (elementary), rated B-. All sit in Northeast Bradford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Osborn Hill Rd, Rome, PA compare to other homes in Rome 18837?

Among the 1,321 homes in Rome 18837, it is worth more than 57% of them ($275,335 against a typical $250,866), its lot is bigger than 59% of them (3.32 ac against a typical 2 ac) and it is newer than 86% of them (2000 against a typical 1976). Measured against all of Bradford County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Osborn Hill Rd, Rome, PA?

The 2025 property tax bill for 435 Osborn Hill Rd, Rome, PA was $2,872. The county assessed it at $47,150.

Closest homes

More homes in Rome 18837

Assigned schools

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