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Single Family ResidenceResidential
$520,332$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $79,500 on Jul 3, 1990

435 RAM CT SE

OLYMPIA, WA 98503
3
Beds
2 / 1
Baths
2,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$520K
$473K low$567K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,500 · Jul 3, 1990
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$378,332
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$302,666
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,000
COUNTRYWIDE HOME LOANS INC · recorded Jun 27, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$170 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$428,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$145,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$413,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyThurston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.19
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 208 ft²Patio · 208 ft²Porch · 48 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lydia Hawk Elementary SchoolC
Elementary · Grades KG–5 · 0.1 mi
M
Nisqually Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
River Ridge High SchoolC
High · Grades 9–12 · 1.3 mi

District: North Thurston Public Schools

Neighborhood · ZIP 98503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.233

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,840
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,445 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,871
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,497
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.35%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Ram Ct Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Lacey 98503
  • Costs less per square foot than 91% of homes in Lacey 98503
  • Bigger than 89% of homes in Lacey 98503
  • Has a smaller lot than 66% of homes in Thurston County
  • Older than 81% of homes in Thurston County

What homes are worth in Lacey 98503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$802K

This home is worth more than 73% of homes in Lacey 98503.

How it measures up in Lacey 98503

The dot is this home. The mark in the middle is the typical home in Lacey 98503.

Estimated value$520,332
CheaperTypical $472,844Pricier

Pricier than 73% of homes nearby

Price per ft²$212
CheaperTypical $284Pricier

Pricier than 9% of homes nearby

Living area2,452 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.19 ac
SmallerTypical 0.22 acBigger

Bigger than 37% of homes nearby

Year built1969
OlderTypical 1985Newer

Newer than 24% of homes nearby

How 435 Ram Ct Se ranks against every home in each area.
MeasureThis homeLacey 98503Thurston County
Estimated valuepricier than$520,33273% of homes50% of homes
Price per ft²pricier than$2129% of homes9% of homes
Living areabigger than2,452 ft²89% of homes81% of homes
Lot sizebigger than0.19 ac37% of homes34% of homes
Year builtnewer than196924% of homes19% of homes

About 435 Ram Ct Se

How much is 435 Ram Ct Se, Olympia, WA worth?

The TopHap Estimate for 435 Ram Ct Se, Olympia, WA is $520,332 as of Jul 14, 2026. The likely range is $473,348 to $567,316. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Ram Ct Se, Olympia, WA last sell?

435 Ram Ct Se, Olympia, WA last sold on Jul 3, 1990 for $79,500, according to the county's recorded deed.

How big is 435 Ram Ct Se, Olympia, WA?

435 Ram Ct Se, Olympia, WA has 3 bedrooms, 2 bathrooms, 2,452 square feet of living space and a 0.19-acre lot.

When was 435 Ram Ct Se, Olympia, WA built?

435 Ram Ct Se, Olympia, WA was built in 1969, making it 57 years old. It is a ranch home. The building has 1 story.

What schools serve 435 Ram Ct Se, Olympia, WA?

435 Ram Ct Se, Olympia, WA is assigned to Lydia Hawk Elementary School (elementary), rated C; Nisqually Middle School (middle), rated C; River Ridge High School (high), rated C. All sit in North Thurston Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Ram Ct Se, Olympia, WA compare to other homes in Lacey 98503?

Among the 12,159 homes in Lacey 98503, it is worth more than 73% of them ($520,332 against a typical $472,844), its price per square foot is higher than 9% of them ($212 against a typical $284), it is bigger than 89% of them (2,452 ft² against a typical 1,670 ft²), its lot is bigger than 37% of them (0.19 ac against a typical 0.22 ac) and it is newer than 24% of them (1969 against a typical 1985). Measured against all of Thurston County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Ram Ct Se, Olympia, WA?

The 2026 property tax bill for 435 Ram Ct Se, Olympia, WA was $170. The county assessed it at $428,100.

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Assigned schools

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