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Single Family ResidenceResidential
$253,780$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,500 on Dec 17, 2019

435 RIVER OAKS DR

WETUMPKA, AL 36092
2
Baths
1,607 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$254K
$231K low$276K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,500 · Dec 17, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$86,609
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$69,287
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$167,171
FIRST COMMUNITY BANK OF CENTRAL ALA · recorded Dec 17, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,480 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElmore
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wetumpka Elementary SchoolA
Elementary · Grades PK–4 · 1.8 mi
M
Wetumpka Middle SchoolA-
Middle · Grades 5–8 · 1.9 mi
H
Wetumpka High SchoolC+
High · Grades 9–12 · 2.2 mi

District: Elmore County School District

Neighborhood · ZIP 36092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.21,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.158 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,360
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,089
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 89% of homes in Elmore County

What homes are worth in Wetumpka 36092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$622K

This home is worth more than 58% of homes in Wetumpka 36092.

How it measures up in Wetumpka 36092

The dot is this home. The mark in the middle is the typical home in Wetumpka 36092.

Estimated value$253,780
CheaperTypical $234,891Pricier

Pricier than 58% of homes nearby

Price per ft²$158
CheaperTypical $144Pricier

Pricier than 64% of homes nearby

Living area1,607 ft²
SmallerTypical 1,644 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.26 ac
SmallerTypical 1 acBigger

Bigger than 14% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 62% of homes nearby

How 435 River Oaks Dr ranks against every home in each area.
MeasureThis homeWetumpka 36092Elmore County
Estimated valuepricier than$253,78058% of homes44% of homes
Price per ft²pricier than$15864% of homes61% of homes
Living areabigger than1,607 ft²48% of homes38% of homes
Lot sizebigger than0.26 ac14% of homes11% of homes
Year builtnewer than199762% of homes57% of homes

About 435 River Oaks Dr

How much is 435 River Oaks Dr, Wetumpka, AL worth?

The TopHap Estimate for 435 River Oaks Dr, Wetumpka, AL is $253,780 as of Jul 14, 2026. The likely range is $231,147 to $276,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 River Oaks Dr, Wetumpka, AL last sell?

435 River Oaks Dr, Wetumpka, AL last sold on Dec 17, 2019 for $165,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 435 River Oaks Dr, Wetumpka, AL?

435 River Oaks Dr, Wetumpka, AL has 2 bathrooms, 1,607 square feet of living space and a 0.26-acre lot.

When was 435 River Oaks Dr, Wetumpka, AL built?

435 River Oaks Dr, Wetumpka, AL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 435 River Oaks Dr, Wetumpka, AL?

435 River Oaks Dr, Wetumpka, AL is assigned to Wetumpka Elementary School (elementary), rated A; Wetumpka Middle School (middle), rated A-; Wetumpka High School (high), rated C+. All sit in Elmore County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 River Oaks Dr, Wetumpka, AL compare to other homes in Wetumpka 36092?

Among the 6,984 homes in Wetumpka 36092, it is worth more than 58% of them ($253,780 against a typical $234,891), its price per square foot is higher than 64% of them ($158 against a typical $144), it is bigger than 48% of them (1,607 ft² against a typical 1,644 ft²), its lot is bigger than 14% of them (0.26 ac against a typical 1 ac) and it is newer than 62% of them (1997 against a typical 1991). Measured against all of Elmore County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 River Oaks Dr, Wetumpka, AL?

The 2025 property tax bill for 435 River Oaks Dr, Wetumpka, AL was $651. The county assessed it at $21,480.

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Assigned schools

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