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Single Family ResidenceResidential
$841,549$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $610,000 on Sep 8, 2021

435 ROCK RIDGE RD

LAKE HOPATCONG, NJ 07849
0
Baths
2,852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$842K
$820K low$863K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$610,000 · Sep 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$293,299
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$234,639
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,250
SIERRA PACIFIC MORTGAGE CO INC · recorded Sep 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,901 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$563,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$167,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$395,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$563,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$563,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ellen T. Briggs Elementary School
Elementary · Grades KG–2 · 0.6 mi
M
Jefferson Township Middle SchoolB+
Middle · Grades 6–8 · 5.6 mi
H
Jefferson Township High SchoolC-
High · Grades 9–12 · 5.7 mi

District: Jefferson Township School District

Neighborhood · ZIP 07849These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,271
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.902 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,059
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Lake Hopatcong 07849
  • Costs less per square foot than 82% of homes in Morris County
  • Bigger than 88% of homes in Lake Hopatcong 07849
  • Has a bigger lot than 75% of homes in Lake Hopatcong 07849
  • Newer than 91% of homes in Morris County

What homes are worth in Lake Hopatcong 07849

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$1.2M

This home is worth more than 88% of homes in Lake Hopatcong 07849.

How it measures up in Lake Hopatcong 07849

The dot is this home. The mark in the middle is the typical home in Lake Hopatcong 07849.

Estimated value$841,549
CheaperTypical $521,779Pricier

Pricier than 88% of homes nearby

Price per ft²$295
CheaperTypical $324Pricier

Pricier than 33% of homes nearby

Living area2,852 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.41 ac
SmallerTypical 0.26 acBigger

Bigger than 75% of homes nearby

Year built2003
OlderTypical 1960Newer

Newer than 90% of homes nearby

How 435 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeLake Hopatcong 07849Morris County
Estimated valuepricier than$841,54988% of homes65% of homes
Price per ft²pricier than$29533% of homes18% of homes
Living areabigger than2,852 ft²88% of homes80% of homes
Lot sizebigger than0.41 ac75% of homes60% of homes
Year builtnewer than200390% of homes91% of homes

About 435 Rock Ridge Rd

How much is 435 Rock Ridge Rd, Lake Hopatcong, NJ worth?

The TopHap Estimate for 435 Rock Ridge Rd, Lake Hopatcong, NJ is $841,549 as of Jul 14, 2026. The likely range is $819,600 to $863,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Rock Ridge Rd, Lake Hopatcong, NJ last sell?

435 Rock Ridge Rd, Lake Hopatcong, NJ last sold on Sep 8, 2021 for $610,000, according to the county's recorded deed.

How big is 435 Rock Ridge Rd, Lake Hopatcong, NJ?

435 Rock Ridge Rd, Lake Hopatcong, NJ has 2,852 square feet of living space and a 0.41-acre lot.

When was 435 Rock Ridge Rd, Lake Hopatcong, NJ built?

435 Rock Ridge Rd, Lake Hopatcong, NJ was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 435 Rock Ridge Rd, Lake Hopatcong, NJ?

435 Rock Ridge Rd, Lake Hopatcong, NJ is assigned to Ellen T. Briggs Elementary School (elementary); Jefferson Township Middle School (middle), rated B+; Jefferson Township High School (high), rated C-. All sit in Jefferson Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Rock Ridge Rd, Lake Hopatcong, NJ compare to other homes in Lake Hopatcong 07849?

Among the 3,369 homes in Lake Hopatcong 07849, it is worth more than 88% of them ($841,549 against a typical $521,779), its price per square foot is higher than 33% of them ($295 against a typical $324), it is bigger than 88% of them (2,852 ft² against a typical 1,608 ft²), its lot is bigger than 75% of them (0.41 ac against a typical 0.26 ac) and it is newer than 90% of them (2003 against a typical 1960). Measured against all of Morris County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Rock Ridge Rd, Lake Hopatcong, NJ?

The 2024 property tax bill for 435 Rock Ridge Rd, Lake Hopatcong, NJ was $16,901. The county assessed it at $563,000.

More homes on Rock Ridge Rd

Closest homes

More homes in Lake Hopatcong 07849

Assigned schools

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