Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$250,116$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $153,000 on Aug 17, 2023

435 ROUTE 40

WINDHAM, NY 12496
1
Beds
2 / 1
Baths
924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$226K low$275K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$153,000 · Aug 17, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$158,716
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,973
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,400
NATIONSTAR MORTGAGE LLC · P · recorded Aug 17, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,982 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,804

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyGreene
Lot (acres)The size of the land the home sits on, from county records.0.98
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 102 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windham Ashland Central SchoolB-
Elementary · Grades PK–12 · 3.9 mi

District: Windham-Ashland-Jewett Central School District

Neighborhood · ZIP 12496These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.36%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,686
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,311
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,729
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Windham 12496
  • Costs less per square foot than 71% of homes in Windham 12496
  • Smaller than 90% of homes in Windham 12496
  • Older than 90% of homes in Windham 12496

What homes are worth in Windham 12496

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$2.3M

This home is worth more than 10% of homes in Windham 12496.

How it measures up in Windham 12496

The dot is this home. The mark in the middle is the typical home in Windham 12496.

Estimated value$250,116
CheaperTypical $553,082Pricier

Pricier than 10% of homes nearby

Price per ft²$271
CheaperTypical $354Pricier

Pricier than 29% of homes nearby

Living area924 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.98 ac
SmallerTypical 1 acBigger

Bigger than 48% of homes nearby

Year built1925
OlderTypical 1986Newer

Newer than 10% of homes nearby

How 435 Route 40 ranks against every home in each area.
MeasureThis homeWindham 12496Greene County
Estimated valuepricier than$250,11610% of homes16% of homes
Price per ft²pricier than$27129% of homes60% of homes
Living areabigger than924 ft²10% of homes12% of homes
Lot sizebigger than0.98 ac48% of homes40% of homes
Year builtnewer than192510% of homes22% of homes

About 435 Route 40

How much is 435 Route 40, Windham, NY worth?

The TopHap Estimate for 435 Route 40, Windham, NY is $250,116 as of Jul 14, 2026. The likely range is $225,691 to $274,541. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Route 40, Windham, NY last sell?

435 Route 40, Windham, NY last sold on Aug 17, 2023 for $153,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 435 Route 40, Windham, NY?

435 Route 40, Windham, NY has 1 bedrooms, 2 bathrooms, 924 square feet of living space and a 0.98-acre lot.

When was 435 Route 40, Windham, NY built?

435 Route 40, Windham, NY was built in 1925, making it 101 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 435 Route 40, Windham, NY?

435 Route 40, Windham, NY is assigned to Windham Ashland Central School (elementary), rated B-. All sit in Windham-Ashland-Jewett Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Route 40, Windham, NY compare to other homes in Windham 12496?

Among the 2,275 homes in Windham 12496, it is worth more than 10% of them ($250,116 against a typical $553,082), its price per square foot is higher than 29% of them ($271 against a typical $354), it is bigger than 10% of them (924 ft² against a typical 1,672 ft²), its lot is bigger than 48% of them (0.98 ac against a typical 1 ac) and it is newer than 10% of them (1925 against a typical 1986). Measured against all of Greene County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 Route 40, Windham, NY?

The 2024 property tax bill for 435 Route 40, Windham, NY was $1,982. The county assessed it at $117,000.

Closest homes

More homes in Windham 12496

Assigned schools

Explore the area

See this home in context

Open 435 Route 40 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map