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Single Family ResidenceResidential
$262,622$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $260,000 on Mar 26, 2026

435 STATE ROUTE 55

ELDRED, NY 12732
2
Beds
1
Baths
904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$263K
$232K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Mar 26, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$28,622
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$22,898
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$234,000
PENNYMAC LOAN SERVICES LLC · recorded Mar 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,600 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,475 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,575
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,475
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,462

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.187 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySullivan
Lot (acres)The size of the land the home sits on, from county records.0.83
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 220 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eldred Junior-Senior High SchoolB-
Middle · Grades 7–12 · 1.9 mi
E
George Ross Mackenzie Elementary SchoolB-
Elementary · Grades PK–6 · 4.0 mi

District: Eldred Central School District

Neighborhood · ZIP 12732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.969
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,595
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,660
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 State Route 55 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Eldred 12732
  • Costs more per square foot than 79% of homes in Eldred 12732
  • Smaller than 86% of homes in Sullivan County
  • Has a smaller lot than 80% of homes in Eldred 12732

What homes are worth in Eldred 12732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$834K

This home is worth more than 25% of homes in Eldred 12732.

How it measures up in Eldred 12732

The dot is this home. The mark in the middle is the typical home in Eldred 12732.

Estimated value$262,622
CheaperTypical $335,504Pricier

Pricier than 25% of homes nearby

Price per ft²$291
CheaperTypical $225Pricier

Pricier than 79% of homes nearby

Living area904 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.83 ac
SmallerTypical 2.28 acBigger

Bigger than 20% of homes nearby

Year built1957
OlderTypical 1970Newer

Newer than 38% of homes nearby

How 435 State Route 55 ranks against every home in each area.
MeasureThis homeEldred 12732Sullivan County
Estimated valuepricier than$262,62225% of homes26% of homes
Price per ft²pricier than$29179% of homes76% of homes
Living areabigger than904 ft²17% of homes14% of homes
Lot sizebigger than0.83 ac20% of homes47% of homes
Year builtnewer than195738% of homes36% of homes

About 435 State Route 55

How much is 435 State Route 55, Eldred, NY worth?

The TopHap Estimate for 435 State Route 55, Eldred, NY is $262,622 as of Jul 14, 2026. The likely range is $231,601 to $293,643. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 State Route 55, Eldred, NY last sell?

435 State Route 55, Eldred, NY last sold on Mar 26, 2026 for $260,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 435 State Route 55, Eldred, NY?

435 State Route 55, Eldred, NY has 2 bedrooms, 1 bathrooms, 904 square feet of living space and a 0.83-acre lot.

When was 435 State Route 55, Eldred, NY built?

435 State Route 55, Eldred, NY was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 435 State Route 55, Eldred, NY?

435 State Route 55, Eldred, NY is assigned to Eldred Junior-Senior High School (middle), rated B-; George Ross Mackenzie Elementary School (elementary), rated B-. All sit in Eldred Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 State Route 55, Eldred, NY compare to other homes in Eldred 12732?

Among the 533 homes in Eldred 12732, it is worth more than 25% of them ($262,622 against a typical $335,504), its price per square foot is higher than 79% of them ($291 against a typical $225), it is bigger than 17% of them (904 ft² against a typical 1,432 ft²), its lot is bigger than 20% of them (0.83 ac against a typical 2.28 ac) and it is newer than 38% of them (1957 against a typical 1970). Measured against all of Sullivan County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 435 State Route 55, Eldred, NY?

The 2024 property tax bill for 435 State Route 55, Eldred, NY was $4,600. The county assessed it at $154,475.

Closest homes

More homes in Eldred 12732

Assigned schools

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