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Row HouseResidential
$339,574$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $319,153 on Oct 24, 2024

4354 REFLECTION PL

VALPARAISO, IN 46385
2
Beds
2
Baths
1,557 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$340K
$318K low$361K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$319,153 · Oct 24, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$279,574
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,659
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
RUOFF MORTGAGE COMPANY INC · recorded Oct 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,219 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$310,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$310,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Row House
CountyPorter
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Valparaiso High SchoolA+
High · Grades 9–12 · 2.4 mi
E
Memorial Elementary SchoolA
Elementary · Grades KG–5 · 2.7 mi
M
Benjamin Franklin Middle SchoolA-
Middle · Grades 6–8 · 3.1 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4354 Reflection Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Porter County
  • Smaller than 72% of homes in Valparaiso 46385
  • Has a smaller lot than 95% of homes in Valparaiso 46385
  • Among the newest homes in Valparaiso 46385

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1M

This home is worth more than 42% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$339,574
CheaperTypical $372,839Pricier

Pricier than 42% of homes nearby

Price per ft²$218
CheaperTypical $190Pricier

Pricier than 73% of homes nearby

Living area1,557 ft²
SmallerTypical 1,946 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.13 ac
SmallerTypical 0.32 acBigger

Bigger than 5% of homes nearby

Year built2024
OlderTypical 1987Newer

Newer than almost all homes nearby

How 4354 Reflection Pl ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$339,57442% of homes54% of homes
Price per ft²pricier than$21873% of homes75% of homes
Living areabigger than1,557 ft²28% of homes34% of homes
Lot sizebigger than0.13 ac5% of homes6% of homes
Year builtnewer than2024almost all homesalmost all homes

About 4354 Reflection Pl

How much is 4354 Reflection Pl, Valparaiso, IN worth?

The TopHap Estimate for 4354 Reflection Pl, Valparaiso, IN is $339,574 as of Jul 14, 2026. The likely range is $317,762 to $361,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4354 Reflection Pl, Valparaiso, IN last sell?

4354 Reflection Pl, Valparaiso, IN last sold on Oct 24, 2024 for $319,153, according to the county's recorded deed.

How big is 4354 Reflection Pl, Valparaiso, IN?

4354 Reflection Pl, Valparaiso, IN has 2 bedrooms, 2 bathrooms, 1,557 square feet of living space and a 0.13-acre lot.

When was 4354 Reflection Pl, Valparaiso, IN built?

4354 Reflection Pl, Valparaiso, IN was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 4354 Reflection Pl, Valparaiso, IN?

4354 Reflection Pl, Valparaiso, IN is assigned to Valparaiso High School (high), rated A+; Memorial Elementary School (elementary), rated A; Benjamin Franklin Middle School (middle), rated A-. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4354 Reflection Pl, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,181 homes in Valparaiso 46385, it is worth more than 42% of them ($339,574 against a typical $372,839), its price per square foot is higher than 73% of them ($218 against a typical $190), it is bigger than 28% of them (1,557 ft² against a typical 1,946 ft²), its lot is bigger than 5% of them (0.13 ac against a typical 0.32 ac) and it is newer than almost all of them (2024 against a typical 1987). Measured against all of Porter County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4354 Reflection Pl, Valparaiso, IN?

The 2025 property tax bill for 4354 Reflection Pl, Valparaiso, IN was $3,219. The county assessed it at $310,000.

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Assigned schools

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