Skip to content
Skip to content
TopHapOpen in map
Farm (Irrigated Or Dry)Agriculture / Farming

43655 STATE ROUTE 162

SPENCER, OH 44275
3
Beds
1
Baths
1,711 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,972 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,282 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,443
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,839
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,282
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$395,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Farm (Irrigated Or Dry)
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.11.80
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 2,380 ft²Porch · 750 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Black River Education Center Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi
E
Black River Education Center Elementary SchoolB-
Elementary · Grades PK–5 · 3.0 mi
H
Black River High SchoolC
High · Grades 8–12 · 3.0 mi

District: Black River Local School District

Neighborhood · ZIP 44275These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,544
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,686
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,005
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43655 State Route 162 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest lots in Lorain County
  • Older than 90% of homes in Lorain County

How it measures up in Spencer 44275

The dot is this home. The mark in the middle is the typical home in Spencer 44275.

Living area1,711 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 57% of homes nearby

Lot size11.8 ac
SmallerTypical 2.68 acBigger

Bigger than 96% of homes nearby

Year built1900
OlderTypical 1979Newer

Newer than 12% of homes nearby

How 43655 State Route 162 ranks against every home in each area.
MeasureThis homeSpencer 44275Lorain County
Living areabigger than1,711 ft²57% of homes55% of homes
Lot sizebigger than11.8 ac96% of homesalmost all homes
Year builtnewer than190012% of homes10% of homes

About 43655 State Route 162

How big is 43655 State Route 162, Spencer, OH?

43655 State Route 162, Spencer, OH has 3 bedrooms, 1 bathrooms, 1,711 square feet of living space and a 11.80-acre lot.

When was 43655 State Route 162, Spencer, OH built?

43655 State Route 162, Spencer, OH was built in 1900, making it 126 years old. It is a cape cod home. The building has 1 story.

What schools serve 43655 State Route 162, Spencer, OH?

43655 State Route 162, Spencer, OH is assigned to Black River Education Center Middle School (middle), rated B+; Black River Education Center Elementary School (elementary), rated B-; Black River High School (high), rated C. All sit in Black River Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43655 State Route 162, Spencer, OH compare to other homes in Spencer 44275?

Among the 1,144 homes in Spencer 44275, it is bigger than 57% of them (1,711 ft² against a typical 1,616 ft²), its lot is bigger than 96% of them (11.8 ac against a typical 2.68 ac) and it is newer than 12% of them (1900 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43655 State Route 162, Spencer, OH?

The 2024 property tax bill for 43655 State Route 162, Spencer, OH was $4,972. The county assessed it at $138,282.

More homes on State Route 162

Closest homes

More homes in Spencer 44275

Assigned schools

Explore the area

See this home in context

Open 43655 State Route 162 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map