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Single Family ResidenceResidential
$583,921$342 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

437 RIVER FRONT DR

JEFFERSON, NC 28640
0
Baths
1,705 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.

Valuation

$584K
$496K low$672K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$583,921
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$467,137

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,657 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$497,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$379,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$497,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyASHE
Lot (acres)The size of the land the home sits on, from county records.4.63
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashe County High SchoolC-
High · Grades 9–12 · 4.8 mi
E
Mountain View Elementary SchoolB+
Elementary · Grades PK–6 · 5.5 mi
M
Ashe County Middle SchoolA+
Middle · Grades 7–8 · 9.3 mi

District: Ashe County Schools

Neighborhood · ZIP 28640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,695
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

437 River Front Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Ashe County
  • Costs more per square foot than 85% of homes in Jefferson 28640
  • Has a bigger lot than 87% of homes in Jefferson 28640

What homes are worth in Jefferson 28640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$1.4M

This home is worth more than 74% of homes in Jefferson 28640.

How it measures up in Jefferson 28640

The dot is this home. The mark in the middle is the typical home in Jefferson 28640.

Estimated value$583,921
CheaperTypical $384,248Pricier

Pricier than 74% of homes nearby

Price per ft²$342
CheaperTypical $235Pricier

Pricier than 85% of homes nearby

Living area1,705 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 52% of homes nearby

Lot size4.63 ac
SmallerTypical 1 acBigger

Bigger than 87% of homes nearby

Year built1985
OlderTypical 1991Newer

Newer than 44% of homes nearby

How 437 River Front Dr ranks against every home in each area.
MeasureThis homeJefferson 28640Ashe County
Estimated valuepricier than$583,92174% of homes78% of homes
Price per ft²pricier than$34285% of homes79% of homes
Living areabigger than1,705 ft²52% of homes62% of homes
Lot sizebigger than4.63 ac87% of homes76% of homes
Year builtnewer than198544% of homes44% of homes

About 437 River Front Dr

How much is 437 River Front Dr, Jefferson, NC worth?

The TopHap Estimate for 437 River Front Dr, Jefferson, NC is $583,921 as of Jul 14, 2026. The likely range is $495,809 to $672,033. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 437 River Front Dr, Jefferson, NC last sell?

437 River Front Dr, Jefferson, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 437 River Front Dr, Jefferson, NC?

437 River Front Dr, Jefferson, NC has 1,705 square feet of living space and a 4.63-acre lot.

When was 437 River Front Dr, Jefferson, NC built?

437 River Front Dr, Jefferson, NC was built in 1985, making it 41 years old. It is a rustic home.

What schools serve 437 River Front Dr, Jefferson, NC?

437 River Front Dr, Jefferson, NC is assigned to Ashe County High School (high), rated C-; Mountain View Elementary School (elementary), rated B+; Ashe County Middle School (middle), rated A+. All sit in Ashe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 437 River Front Dr, Jefferson, NC compare to other homes in Jefferson 28640?

Among the 2,543 homes in Jefferson 28640, it is worth more than 74% of them ($583,921 against a typical $384,248), its price per square foot is higher than 85% of them ($342 against a typical $235), it is bigger than 52% of them (1,705 ft² against a typical 1,652 ft²), its lot is bigger than 87% of them (4.63 ac against a typical 1 ac) and it is newer than 44% of them (1985 against a typical 1991). Measured against all of Ashe County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 437 River Front Dr, Jefferson, NC?

The 2025 property tax bill for 437 River Front Dr, Jefferson, NC was $2,657. The county assessed it at $497,500.

Closest homes

More homes in Jefferson 28640

Assigned schools

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