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Single Family ResidenceResidential
$183,553$56 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $25,300 on Oct 10, 1997

438 RIVER RD

LOUDON, TN 37774
2
Baths
3,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$184K
$164K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,300 · Oct 10, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,715
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,772
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$123,838
SUNTRUST MTG · 2% 1 · recorded Jul 31, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,929 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,975
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLoudon
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 400 ft²Patio · 470 ft²Porch · 250 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Loudon High SchoolB-
High · Grades 9–12 · 1.0 mi
M
Ft. Loudoun Middle SchoolC+
Middle · Grades 6–8 · 1.2 mi
E
Loudon Elementary SchoolB
Elementary · Grades PK–5 · 1.5 mi

District: Loudon County School District

Neighborhood · ZIP 37774These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.23,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,862
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,725
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Loudon 37774
  • Among the lowest price per square foot in Loudon 37774
  • Bigger than 89% of homes in Loudon County
  • Older than 86% of homes in Loudon 37774

What homes are worth in Loudon 37774

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$1.7M

This home is worth more than 10% of homes in Loudon 37774.

How it measures up in Loudon 37774

The dot is this home. The mark in the middle is the typical home in Loudon 37774.

Estimated value$183,553
CheaperTypical $499,503Pricier

Pricier than 10% of homes nearby

Price per ft²$56
CheaperTypical $244Pricier

Cheaper than almost all homes nearby

Living area3,250 ft²
SmallerTypical 1,964 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.51 ac
SmallerTypical 0.38 acBigger

Bigger than 63% of homes nearby

Year built1963
OlderTypical 2000Newer

Newer than 14% of homes nearby

How 438 River Rd ranks against every home in each area.
MeasureThis homeLoudon 37774Loudon County
Estimated valuepricier than$183,55310% of homes11% of homes
Price per ft²pricier than$56almost no homesalmost no homes
Living areabigger than3,250 ft²87% of homes89% of homes
Lot sizebigger than0.51 ac63% of homes53% of homes
Year builtnewer than196314% of homes18% of homes

About 438 River Rd

How much is 438 River Rd, Loudon, TN worth?

The TopHap Estimate for 438 River Rd, Loudon, TN is $183,553 as of Jul 14, 2026. The likely range is $163,837 to $203,269. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 River Rd, Loudon, TN last sell?

438 River Rd, Loudon, TN last sold on Oct 10, 1997 for $25,300, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 438 River Rd, Loudon, TN?

438 River Rd, Loudon, TN has 2 bathrooms, 3,250 square feet of living space and a 0.51-acre lot.

When was 438 River Rd, Loudon, TN built?

438 River Rd, Loudon, TN was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 438 River Rd, Loudon, TN?

438 River Rd, Loudon, TN is assigned to Loudon High School (high), rated B-; Ft. Loudoun Middle School (middle), rated C+; Loudon Elementary School (elementary), rated B. All sit in Loudon County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 River Rd, Loudon, TN compare to other homes in Loudon 37774?

Among the 11,340 homes in Loudon 37774, it is worth more than 10% of them ($183,553 against a typical $499,503), its price per square foot is higher than almost none of them ($56 against a typical $244), it is bigger than 87% of them (3,250 ft² against a typical 1,964 ft²), its lot is bigger than 63% of them (0.51 ac against a typical 0.38 ac) and it is newer than 14% of them (1963 against a typical 2000). Measured against all of Loudon County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 River Rd, Loudon, TN?

The 2025 property tax bill for 438 River Rd, Loudon, TN was $1,929. The county assessed it at $65,200.

Closest homes

More homes in Loudon 37774

Assigned schools

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