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Single Family ResidenceResidential
$369,485$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

438 TERRACE DR

RICHARDSON, TX 75081
3
Beds
2
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$369K
$341K low$398K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$239,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$191,588
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
CALIBER HOME LOANS INC · R · recorded Feb 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$345,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$265,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$345,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$345,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDALLAS
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richardson Terrace Elementary SchoolA-
Elementary · Grades PK–6 · 0.1 mi
M
Apollo Junior High SchoolC+
Middle · Grades 7–8 · 1.6 mi
H
Berkner High SchoolC-
High · Grades 9–12 · 2.0 mi

District: Richardson Independent School District

Neighborhood · ZIP 75081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,098 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,627
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,191
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Richardson 75081
  • Costs less per square foot than 82% of homes in Highland Terrace
  • Bigger than 69% of homes in Highland Terrace
  • Has a smaller lot than 66% of homes in Highland Terrace
  • Older than 94% of homes in Richardson 75081

What homes are worth in Richardson 75081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$229K$667K

This home is worth more than 31% of homes in Richardson 75081.

How it measures up in Richardson 75081

The dot is this home. The mark in the middle is the typical home in Richardson 75081.

Estimated value$369,485
CheaperTypical $405,423Pricier

Pricier than 31% of homes nearby

Price per ft²$195
CheaperTypical $205Pricier

Pricier than 37% of homes nearby

Living area1,890 ft²
SmallerTypical 2,000 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.21 ac
SmallerTypical 0.21 acBigger

Bigger than 41% of homes nearby

Year built1956
OlderTypical 1975Newer

Newer than 6% of homes nearby

How 438 Terrace Dr ranks against every home in each area.
MeasureThis homeHighland TerraceRichardson 75081Dallas County
Estimated valuepricier than$369,48553% of homes31% of homes62% of homes
Price per ft²pricier than$19518% of homes37% of homes52% of homes
Living areabigger than1,890 ft²69% of homes41% of homes59% of homes
Lot sizebigger than0.21 ac34% of homes41% of homes57% of homes
Year builtnewer than195632% of homes6% of homes22% of homes

About 438 Terrace Dr

How much is 438 Terrace Dr, Richardson, TX worth?

The TopHap Estimate for 438 Terrace Dr, Richardson, TX is $369,485 as of Jul 14, 2026. The likely range is $340,765 to $398,205. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 Terrace Dr, Richardson, TX last sell?

438 Terrace Dr, Richardson, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 438 Terrace Dr, Richardson, TX?

438 Terrace Dr, Richardson, TX has 3 bedrooms, 2 bathrooms, 1,890 square feet of living space and a 0.21-acre lot.

When was 438 Terrace Dr, Richardson, TX built?

438 Terrace Dr, Richardson, TX was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 438 Terrace Dr, Richardson, TX?

438 Terrace Dr, Richardson, TX is assigned to Richardson Terrace Elementary School (elementary), rated A-; Apollo Junior High School (middle), rated C+; Berkner High School (high), rated C-. All sit in Richardson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 Terrace Dr, Richardson, TX compare to other homes in Richardson 75081?

Among the 9,921 homes in Richardson 75081, it is worth more than 31% of them ($369,485 against a typical $405,423), its price per square foot is higher than 37% of them ($195 against a typical $205), it is bigger than 41% of them (1,890 ft² against a typical 2,000 ft²), its lot is bigger than 41% of them (0.21 ac against a typical 0.21 ac) and it is newer than 6% of them (1956 against a typical 1975). Measured against all of Dallas County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 Terrace Dr, Richardson, TX?

The 2025 property tax bill for 438 Terrace Dr, Richardson, TX was $4,322. The county assessed it at $345,100.

Closest homes

More homes in Richardson 75081

Assigned schools

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