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Single Family ResidenceResidential
$576,753$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $527,472 on Mar 7, 2023

4384 ROCK RD

SUMAS, WA 98295
3
Beds
2
Baths
2,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$577K
$545K low$609K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$527,472 · Mar 7, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,453
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,562
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$482,300
CROSSCOUNTRY MORTGAGE LLC · recorded Mar 7, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,881 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$744,053 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$387,167
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$356,886
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$731,515
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$744,053

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHATCOM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 384 ft²Porch · 800 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sumas Elementary SchoolB-
Elementary · Grades KG–5 · 0.5 mi
H
Nooksack Valley High SchoolB
High · Grades 9–12 · 3.4 mi
M
Nooksack Valley Middle SchoolB
Middle · Grades 6–8 · 6.2 mi

District: Nooksack Valley School District

Neighborhood · ZIP 98295These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.184

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,263
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,325
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,352
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4384 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Sumas 98295
  • Costs less per square foot than 85% of homes in Whatcom County
  • Bigger than 87% of homes in Sumas 98295
  • Has a bigger lot than 95% of homes in Whatcom County
  • Older than 80% of homes in Whatcom County

What homes are worth in Sumas 98295

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$800K

This home is worth more than 87% of homes in Sumas 98295.

How it measures up in Sumas 98295

The dot is this home. The mark in the middle is the typical home in Sumas 98295.

Estimated value$576,753
CheaperTypical $351,214Pricier

Pricier than 87% of homes nearby

Price per ft²$277
CheaperTypical $246Pricier

Pricier than 64% of homes nearby

Living area2,080 ft²
SmallerTypical 1,361 ft²Bigger

Bigger than 87% of homes nearby

Lot size5 ac
SmallerTypical 0.24 acBigger

Bigger than 90% of homes nearby

Year built1961
OlderTypical 1993Newer

Newer than 24% of homes nearby

How 4384 Rock Rd ranks against every home in each area.
MeasureThis homeSumas 98295Whatcom County
Estimated valuepricier than$576,75387% of homes52% of homes
Price per ft²pricier than$27764% of homes15% of homes
Living areabigger than2,080 ft²87% of homes78% of homes
Lot sizebigger than5 ac90% of homes95% of homes
Year builtnewer than196124% of homes20% of homes

About 4384 Rock Rd

How much is 4384 Rock Rd, Sumas, WA worth?

The TopHap Estimate for 4384 Rock Rd, Sumas, WA is $576,753 as of Jul 14, 2026. The likely range is $544,643 to $608,863. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4384 Rock Rd, Sumas, WA last sell?

4384 Rock Rd, Sumas, WA last sold on Mar 7, 2023 for $527,472, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4384 Rock Rd, Sumas, WA?

4384 Rock Rd, Sumas, WA has 3 bedrooms, 2 bathrooms, 2,080 square feet of living space and a 5.00-acre lot.

When was 4384 Rock Rd, Sumas, WA built?

4384 Rock Rd, Sumas, WA was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 4384 Rock Rd, Sumas, WA?

4384 Rock Rd, Sumas, WA is assigned to Sumas Elementary School (elementary), rated B-; Nooksack Valley High School (high), rated B; Nooksack Valley Middle School (middle), rated B. All sit in Nooksack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4384 Rock Rd, Sumas, WA compare to other homes in Sumas 98295?

Among the 1,133 homes in Sumas 98295, it is worth more than 87% of them ($576,753 against a typical $351,214), its price per square foot is higher than 64% of them ($277 against a typical $246), it is bigger than 87% of them (2,080 ft² against a typical 1,361 ft²), its lot is bigger than 90% of them (5 ac against a typical 0.24 ac) and it is newer than 24% of them (1961 against a typical 1993). Measured against all of Whatcom County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4384 Rock Rd, Sumas, WA?

The 2025 property tax bill for 4384 Rock Rd, Sumas, WA was $6,881. The county assessed it at $744,053.

Closest homes

More homes in Sumas 98295

Assigned schools

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