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Single Family ResidenceResidential
$516,569$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $129,400 on Aug 13, 1990

44 TERRACE ST

MONTPELIER, VT 05602
4
Beds
2.5
Baths
2,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$517K
$472K low$561K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$129,400 · Aug 13, 1990

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,745 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$376,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montpelier High SchoolA+
High · Grades 9–12 · 0.5 mi
M
Main Street Middle SchoolA
Middle · Grades 5–8 · 0.9 mi
E
Union Elementary SchoolB+
Elementary · Grades PK–4 · 1.0 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Washington County
  • Costs less per square foot than 75% of homes in Montpelier 05602
  • Bigger than 76% of homes in Washington County
  • Has a smaller lot than 71% of homes in Washington County
  • Older than 67% of homes in Washington County

What homes are worth in Montpelier 05602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$901K

This home is worth more than 70% of homes in Montpelier 05602.

How it measures up in Montpelier 05602

The dot is this home. The mark in the middle is the typical home in Montpelier 05602.

Estimated value$516,569
CheaperTypical $432,022Pricier

Pricier than 70% of homes nearby

Price per ft²$249
CheaperTypical $292Pricier

Pricier than 25% of homes nearby

Living area2,072 ft²
SmallerTypical 1,526 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.38 ac
SmallerTypical 0.68 acBigger

Bigger than 38% of homes nearby

Year built1958
OlderTypical 1961Newer

Newer than 47% of homes nearby

How 44 Terrace St ranks against every home in each area.
MeasureThis homeMontpelier 05602Washington County
Estimated valuepricier than$516,56970% of homes74% of homes
Price per ft²pricier than$24925% of homes40% of homes
Living areabigger than2,072 ft²75% of homes76% of homes
Lot sizebigger than0.38 ac38% of homes29% of homes
Year builtnewer than195847% of homes33% of homes

About 44 Terrace St

How much is 44 Terrace St, Montpelier, VT worth?

The TopHap Estimate for 44 Terrace St, Montpelier, VT is $516,569 as of Sep 24, 2026. The likely range is $471,877 to $561,261. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44 Terrace St, Montpelier, VT last sell?

44 Terrace St, Montpelier, VT last sold on Aug 13, 1990 for $129,400, according to the county's recorded deed.

How big is 44 Terrace St, Montpelier, VT?

44 Terrace St, Montpelier, VT has 4 bedrooms, 2.5 bathrooms, 2,072 square feet of living space and a 0.38-acre lot.

When was 44 Terrace St, Montpelier, VT built?

44 Terrace St, Montpelier, VT was built in 1958, making it 68 years old. It is a cape cod home. The building has 2 stories.

What schools serve 44 Terrace St, Montpelier, VT?

44 Terrace St, Montpelier, VT is assigned to Montpelier High School (high), rated A+; Main Street Middle School (middle), rated A; Union Elementary School (elementary), rated B+. All sit in Montpelier Roxbury Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44 Terrace St, Montpelier, VT compare to other homes in Montpelier 05602?

Among the 4,572 homes in Montpelier 05602, it is worth more than 70% of them ($516,569 against a typical $432,022), its price per square foot is higher than 25% of them ($249 against a typical $292), it is bigger than 75% of them (2,072 ft² against a typical 1,526 ft²), its lot is bigger than 38% of them (0.38 ac against a typical 0.68 ac) and it is newer than 47% of them (1958 against a typical 1961). Measured against all of Washington County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44 Terrace St, Montpelier, VT?

The 2025 property tax bill for 44 Terrace St, Montpelier, VT was $4,745. The county assessed it at $376,300.

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