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Single Family ResidenceResidential
$159,433$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $27,500 on Jan 12, 1999

440 1ST ST

ROSCOE, MN 56371
4
Beds
1
Baths
1,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$159K
$132K low$187K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$27,500 · Jan 12, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,433
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,546

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,306 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$153,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paynesville Area Elementary SchoolA-
Elementary · Grades PK–5 · 5.3 mi
M
Paynesville Area Secondary SchoolA-
Middle · Grades 6–12 · 5.9 mi

District: Paynesville Public School District

Neighborhood · ZIP 56371These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,777
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Stearns County
  • Costs less per square foot than 90% of homes in Stearns County
  • Bigger than 72% of homes in Stearns County
  • Has a smaller lot than 76% of homes in Stearns County
  • Older than 90% of homes in Stearns County

What homes are worth in Stearns County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$285K

This home is worth more than 76% of homes in Stearns County.

How it measures up in Stearns County

The dot is this home. The mark in the middle is the typical home in Stearns County.

Estimated value$159,433
CheaperTypical $210,899Pricier

Pricier than 27% of homes nearby

Price per ft²$96
CheaperTypical $155Pricier

Pricier than 10% of homes nearby

Living area1,668 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.22 ac
SmallerTypical 0.39 acBigger

Bigger than 24% of homes nearby

Year built1921
OlderTypical 1983Newer

Newer than 10% of homes nearby

How 440 1st St ranks against every home in each area.
MeasureThis homeStearns County
Estimated valuepricier than$159,43327% of homes
Price per ft²pricier than$9610% of homes
Living areabigger than1,668 ft²72% of homes
Lot sizebigger than0.22 ac24% of homes
Year builtnewer than192110% of homes

About 440 1st St

How much is 440 1st St, Roscoe, MN worth?

The TopHap Estimate for 440 1st St, Roscoe, MN is $159,433 as of Jul 14, 2026. The likely range is $132,008 to $186,858. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 1st St, Roscoe, MN last sell?

440 1st St, Roscoe, MN last sold on Jan 12, 1999 for $27,500, according to the county's recorded deed.

How big is 440 1st St, Roscoe, MN?

440 1st St, Roscoe, MN has 4 bedrooms, 1 bathrooms, 1,668 square feet of living space and a 0.22-acre lot.

When was 440 1st St, Roscoe, MN built?

440 1st St, Roscoe, MN was built in 1921, making it 105 years old. The building has 1 story.

What schools serve 440 1st St, Roscoe, MN?

440 1st St, Roscoe, MN is assigned to Paynesville Area Elementary School (elementary), rated A-; Paynesville Area Secondary School (middle), rated A-. All sit in Paynesville Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 1st St, Roscoe, MN compare to other homes in Stearns County?

Among the 54,238 homes in Stearns County, it is worth more than 27% of them ($159,433 against a typical $210,899), its price per square foot is higher than 10% of them ($96 against a typical $155), it is bigger than 72% of them (1,668 ft² against a typical 1,344 ft²), its lot is bigger than 24% of them (0.22 ac against a typical 0.39 ac) and it is newer than 10% of them (1921 against a typical 1983). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 1st St, Roscoe, MN?

The 2026 property tax bill for 440 1st St, Roscoe, MN was $1,306. The county assessed it at $160,800.

Closest homes

More homes in Roscoe 56371

Assigned schools

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