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Single Family ResidenceResidential
$599,000$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $404,000 on Aug 10, 2026

440 BALCONES RIDGEWAY

BERTRAM, TX 78605
0
Baths
5,211 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$599K
$540K low$658K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$404,000 · Aug 10, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
6.49% 2 · recorded Aug 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,696 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,122,889 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,230
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,022,659
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,258,297
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,122,889

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBURNET
Lot (acres)The size of the land the home sits on, from county records.1.83
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,478 ft²Porch · 546 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bertram Elementary SchoolD-
Elementary · Grades PK–5 · 9.6 mi
M
Burnet Middle SchoolC+
Middle · Grades 6–8 · 13.1 mi
H
Burnet High SchoolB-
High · Grades 9–12 · 13.2 mi

District: Burnet Consolidated Independent School District

Neighborhood · ZIP 78605These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,864
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,484
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Balcones Ridgeway measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Bertram 78605
  • Among the lowest price per square foot in Burnet County
  • Among the largest homes in Bertram 78605
  • Has a bigger lot than 72% of homes in Burnet County

What homes are worth in Bertram 78605

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.4M

This home is worth more than 66% of homes in Bertram 78605.

How it measures up in Bertram 78605

The dot is this home. The mark in the middle is the typical home in Bertram 78605.

Estimated value$599,000
CheaperTypical $452,630Pricier

Pricier than 66% of homes nearby

Price per ft²$115
CheaperTypical $239Pricier

Pricier than 2% of homes nearby

Living area5,211 ft²
SmallerTypical 1,797 ft²Bigger

Bigger than almost all homes nearby

Lot size1.83 ac
SmallerTypical 2.12 acBigger

Bigger than 45% of homes nearby

Year built2000
OlderTypical 2004Newer

Newer than 42% of homes nearby

How 440 Balcones Ridgeway ranks against every home in each area.
MeasureThis homeBertram 78605Burnet County
Estimated valuepricier than$599,00066% of homes62% of homes
Price per ft²pricier than$1152% of homesalmost no homes
Living areabigger than5,211 ft²almost all homes98% of homes
Lot sizebigger than1.83 ac45% of homes72% of homes
Year builtnewer than200042% of homes57% of homes

About 440 Balcones Ridgeway

How much is 440 Balcones Ridgeway, Bertram, TX worth?

The TopHap Estimate for 440 Balcones Ridgeway, Bertram, TX is $599,000 as of Jul 14, 2026. The likely range is $540,338 to $657,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Balcones Ridgeway, Bertram, TX last sell?

440 Balcones Ridgeway, Bertram, TX last sold on Aug 10, 2026 for $404,000, according to the county's recorded deed.

How big is 440 Balcones Ridgeway, Bertram, TX?

440 Balcones Ridgeway, Bertram, TX has 5,211 square feet of living space and a 1.83-acre lot.

When was 440 Balcones Ridgeway, Bertram, TX built?

440 Balcones Ridgeway, Bertram, TX was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 440 Balcones Ridgeway, Bertram, TX?

440 Balcones Ridgeway, Bertram, TX is assigned to Bertram Elementary School (elementary), rated D-; Burnet Middle School (middle), rated C+; Burnet High School (high), rated B-. All sit in Burnet Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Balcones Ridgeway, Bertram, TX compare to other homes in Bertram 78605?

Among the 3,237 homes in Bertram 78605, it is worth more than 66% of them ($599,000 against a typical $452,630), its price per square foot is higher than 2% of them ($115 against a typical $239), it is bigger than almost all of them (5,211 ft² against a typical 1,797 ft²), its lot is bigger than 45% of them (1.83 ac against a typical 2.12 ac) and it is newer than 42% of them (2000 against a typical 2004). Measured against all of Burnet County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Balcones Ridgeway, Bertram, TX?

The 2025 property tax bill for 440 Balcones Ridgeway, Bertram, TX was $14,696. The county assessed it at $1,122,889.

Closest homes

More homes in Bertram 78605

Assigned schools

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