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Single Family ResidenceResidential
$135,983
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 CATFISH RD

RICHFIELD, NC 28137
0
Baths
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.

Valuation

$136K
$104K low$168K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,983
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,786

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,111 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$164,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$165,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,840

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.171 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRowan
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan Elementary SchoolC-
Elementary · Grades PK–5 · 5.0 mi
H
East Rowan High SchoolC
High · Grades 9–12 · 9.7 mi
M
Erwin Middle SchoolD-
Middle · Grades 6–8 · 9.8 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Catfish Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Richfield 28137
  • Has a smaller lot than 77% of homes in Richfield 28137

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$771K

This home is worth more than 10% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$135,983
CheaperTypical $291,718Pricier

Pricier than 10% of homes nearby

Lot size0.89 ac
SmallerTypical 2.2 acBigger

Bigger than 23% of homes nearby

Year built1976
OlderTypical 1987Newer

Newer than 42% of homes nearby

How 440 Catfish Rd ranks against every home in each area.
MeasureThis homeRichfield 28137Rowan County
Estimated valuepricier than$135,98310% of homes16% of homes
Lot sizebigger than0.89 ac23% of homes59% of homes
Year builtnewer than197642% of homes44% of homes

About 440 Catfish Rd

How much is 440 Catfish Rd, Richfield, NC worth?

The TopHap Estimate for 440 Catfish Rd, Richfield, NC is $135,983 as of Jul 14, 2026. The likely range is $103,562 to $168,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 440 Catfish Rd, Richfield, NC built?

440 Catfish Rd, Richfield, NC was built in 1976, making it 50 years old.

What schools serve 440 Catfish Rd, Richfield, NC?

440 Catfish Rd, Richfield, NC is assigned to Morgan Elementary School (elementary), rated C-; East Rowan High School (high), rated C; Erwin Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Catfish Rd, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,348 homes in Richfield 28137, it is worth more than 10% of them ($135,983 against a typical $291,718), its lot is bigger than 23% of them (0.89 ac against a typical 2.2 ac) and it is newer than 42% of them (1976 against a typical 1987). Measured against all of Rowan County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Catfish Rd, Richfield, NC?

The 2025 property tax bill for 440 Catfish Rd, Richfield, NC was $1,111. The county assessed it at $165,840.

Closest homes

More homes in Richfield 28137

Assigned schools

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