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Single Family ResidenceResidential
$251,996$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $123,900 on Sep 8, 2004

440 GERALD ST

STATE COLLEGE, PA 16801
3
Beds
1.5
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$252K
$238K low$266K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$123,900 · Sep 8, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,440 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,475 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,475
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCENTRE
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Houserville/Lemont ElementaryA
Elementary · Grades KG–5 · 0.9 mi
M
Mount Nittany Middle SchoolA-
Middle · Grades 6–8 · 3.1 mi
H
State College Area High SchoolA+
High · Grades 9–12 · 4.2 mi

District: State College Area School District

Neighborhood · ZIP 16801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.53,793
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,473 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,263
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Gerald St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in State College 16801
  • Costs less per square foot than 94% of homes in State College 16801
  • Smaller than 68% of homes in State College 16801
  • Has a smaller lot than 86% of homes in Centre County

What homes are worth in State College 16801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$990K

This home is worth more than 10% of homes in State College 16801.

How it measures up in State College 16801

The dot is this home. The mark in the middle is the typical home in State College 16801.

Estimated value$251,996
CheaperTypical $411,986Pricier

Pricier than 10% of homes nearby

Price per ft²$183
CheaperTypical $241Pricier

Pricier than 6% of homes nearby

Living area1,380 ft²
SmallerTypical 1,748 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.13 ac
SmallerTypical 0.24 acBigger

Bigger than 23% of homes nearby

Year built1981
OlderTypical 1982Newer

Newer than 49% of homes nearby

How 440 Gerald St ranks against every home in each area.
MeasureThis homeState College 16801Centre County
Estimated valuepricier than$251,99610% of homes25% of homes
Price per ft²pricier than$1836% of homes29% of homes
Living areabigger than1,380 ft²32% of homes35% of homes
Lot sizebigger than0.13 ac23% of homes14% of homes
Year builtnewer than198149% of homes52% of homes

About 440 Gerald St

How much is 440 Gerald St, State College, PA worth?

The TopHap Estimate for 440 Gerald St, State College, PA is $251,996 as of Sep 24, 2026. The likely range is $237,865 to $266,127. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Gerald St, State College, PA last sell?

440 Gerald St, State College, PA last sold on Sep 8, 2004 for $123,900, according to the county's recorded deed.

How big is 440 Gerald St, State College, PA?

440 Gerald St, State College, PA has 3 bedrooms, 1.5 bathrooms, 1,380 square feet of living space and a 0.13-acre lot.

When was 440 Gerald St, State College, PA built?

440 Gerald St, State College, PA was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 440 Gerald St, State College, PA?

440 Gerald St, State College, PA is assigned to Houserville/Lemont Elementary (elementary), rated A; Mount Nittany Middle School (middle), rated A-; State College Area High School (high), rated A+. All sit in State College Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Gerald St, State College, PA compare to other homes in State College 16801?

Among the 10,403 homes in State College 16801, it is worth more than 10% of them ($251,996 against a typical $411,986), its price per square foot is higher than 6% of them ($183 against a typical $241), it is bigger than 32% of them (1,380 ft² against a typical 1,748 ft²), its lot is bigger than 23% of them (0.13 ac against a typical 0.24 ac) and it is newer than 49% of them (1981 against a typical 1982). Measured against all of Centre County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Gerald St, State College, PA?

The 2026 property tax bill for 440 Gerald St, State College, PA was $2,440. The county assessed it at $36,475.

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