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Single Family ResidenceResidential
$834,216$529 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $526,800 on Dec 13, 2019

440 N PACIFIC ST

ROCKAWAY BEACH, OR 97136
4
Beds
3
Baths
1,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$834K
$761K low$907K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$526,800 · Dec 13, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$412,816
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$330,253
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$421,400
JPMORGAN CHASE BANK NA · recorded Dec 13, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$141,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$309,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$437,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$915,720

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTillamook
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.13
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 600 ft²Shed · 26 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Neah-Kah-Nie High SchoolD+
High · Grades 9–12 · 1.5 mi
M
Neah-Kah-Nie Middle SchoolB
Middle · Grades 6–8 · 1.6 mi
E
Nehalem Elementary SchoolA+
Elementary · Grades PK–5 · 7.5 mi

District: Neah-Kah-Nie School District 56

Neighborhood · ZIP 97136These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.309

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,543
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,312
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.121 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 N Pacific St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Rockaway Beach 97136
  • Costs more per square foot than 91% of homes in Rockaway Beach 97136
  • Bigger than 67% of homes in Rockaway Beach 97136
  • Has a smaller lot than 67% of homes in Tillamook County

What homes are worth in Rockaway Beach 97136

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$1.1M

This home is worth more than 90% of homes in Rockaway Beach 97136.

How it measures up in Rockaway Beach 97136

The dot is this home. The mark in the middle is the typical home in Rockaway Beach 97136.

Estimated value$834,216
CheaperTypical $465,864Pricier

Pricier than 90% of homes nearby

Price per ft²$529
CheaperTypical $357Pricier

Pricier than 91% of homes nearby

Living area1,576 ft²
SmallerTypical 1,314 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.13 ac
SmallerTypical 0.12 acBigger

Bigger than 61% of homes nearby

Year built1989
OlderTypical 1990Newer

Newer than 49% of homes nearby

How 440 N Pacific St ranks against every home in each area.
MeasureThis homeRockaway Beach 97136Tillamook County
Estimated valuepricier than$834,21690% of homes84% of homes
Price per ft²pricier than$52991% of homes86% of homes
Living areabigger than1,576 ft²67% of homes54% of homes
Lot sizebigger than0.13 ac61% of homes33% of homes
Year builtnewer than198949% of homes56% of homes

About 440 N Pacific St

How much is 440 N Pacific St, Rockaway Beach, OR worth?

The TopHap Estimate for 440 N Pacific St, Rockaway Beach, OR is $834,216 as of Jul 14, 2026. The likely range is $761,404 to $907,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 N Pacific St, Rockaway Beach, OR last sell?

440 N Pacific St, Rockaway Beach, OR last sold on Dec 13, 2019 for $526,800, according to the county's recorded deed.

How big is 440 N Pacific St, Rockaway Beach, OR?

440 N Pacific St, Rockaway Beach, OR has 4 bedrooms, 3 bathrooms, 1,576 square feet of living space and a 0.13-acre lot.

When was 440 N Pacific St, Rockaway Beach, OR built?

440 N Pacific St, Rockaway Beach, OR was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 440 N Pacific St, Rockaway Beach, OR?

440 N Pacific St, Rockaway Beach, OR is assigned to Neah-Kah-Nie High School (high), rated D+; Neah-Kah-Nie Middle School (middle), rated B; Nehalem Elementary School (elementary), rated A+. All sit in Neah-Kah-Nie School District 56. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 N Pacific St, Rockaway Beach, OR compare to other homes in Rockaway Beach 97136?

Among the 2,988 homes in Rockaway Beach 97136, it is worth more than 90% of them ($834,216 against a typical $465,864), its price per square foot is higher than 91% of them ($529 against a typical $357), it is bigger than 67% of them (1,576 ft² against a typical 1,314 ft²), its lot is bigger than 61% of them (0.13 ac against a typical 0.12 ac) and it is newer than 49% of them (1989 against a typical 1990). Measured against all of Tillamook County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 N Pacific St, Rockaway Beach, OR?

The 2025 property tax bill for 440 N Pacific St, Rockaway Beach, OR was $4,592. The county assessed it at $451,050.

Closest homes

More homes in Rockaway Beach 97136

Assigned schools

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