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Single Family ResidenceResidential
$1,002,540$572 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,000,000 on Oct 30, 2025

440 NW RIVERFRONT ST

BEND, OR 97703
4
Beds
3
Baths
1,753 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1M
$898K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000,000 · Oct 30, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,002,540
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$802,032

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,821 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285,350 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$989,010

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyDESCHUTES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 54 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amity Creek Magnet at Thompson SchoolA+
Elementary · Grades KG–5 · 0.3 mi
M
Cascade Middle SchoolA+
Middle · Grades 6–8 · 1.5 mi
H
Summit High SchoolA+
High · Grades 9–12 · 1.9 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,064
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,618
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Nw Riverfront St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Deschutes County
  • Costs more per square foot than 90% of homes in Deschutes County
  • Bigger than 66% of homes in Old Bend
  • Among the smallest lots in Bend 97703
  • Among the oldest homes in Deschutes County

What homes are worth in Bend 97703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$400K$2.9M

This home is worth more than 46% of homes in Bend 97703.

How it measures up in Bend 97703

The dot is this home. The mark in the middle is the typical home in Bend 97703.

Estimated value$1,002,540
CheaperTypical $1,050,065Pricier

Pricier than 46% of homes nearby

Price per ft²$572
CheaperTypical $509Pricier

Pricier than 66% of homes nearby

Living area1,753 ft²
SmallerTypical 2,113 ft²Bigger

Bigger than 34% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.25 acBigger

Smaller than almost all homes nearby

Year built1920
OlderTypical 1999Newer

Newer than 5% of homes nearby

How 440 Nw Riverfront St ranks against every home in each area.
MeasureThis homeOld BendBend 97703Deschutes County
Estimated valuepricier than$1,002,54060% of homes46% of homes78% of homes
Price per ft²pricier than$57220% of homes66% of homes90% of homes
Living areabigger than1,753 ft²66% of homes34% of homes47% of homes
Lot sizebigger than2,614 ft²3% of homesalmost no homes3% of homes
Year builtnewer than192046% of homes5% of homesalmost no homes

About 440 Nw Riverfront St

How much is 440 Nw Riverfront St, Bend, OR worth?

The TopHap Estimate for 440 Nw Riverfront St, Bend, OR is $1,002,540 as of Jul 14, 2026. The likely range is $897,669 to $1,107,411. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Nw Riverfront St, Bend, OR last sell?

440 Nw Riverfront St, Bend, OR last sold on Oct 30, 2025 for $1,000,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 440 Nw Riverfront St, Bend, OR?

440 Nw Riverfront St, Bend, OR has 4 bedrooms, 3 bathrooms, 1,753 square feet of living space and a 0.06-acre lot.

When was 440 Nw Riverfront St, Bend, OR built?

440 Nw Riverfront St, Bend, OR was built in 1920, making it 106 years old. It is a bi-level home. The building has 2 stories.

What schools serve 440 Nw Riverfront St, Bend, OR?

440 Nw Riverfront St, Bend, OR is assigned to Amity Creek Magnet at Thompson School (elementary), rated A+; Cascade Middle School (middle), rated A+; Summit High School (high), rated A+. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Nw Riverfront St, Bend, OR compare to other homes in Bend 97703?

Among the 14,577 homes in Bend 97703, it is worth more than 46% of them ($1,002,540 against a typical $1,050,065), its price per square foot is higher than 66% of them ($572 against a typical $509), it is bigger than 34% of them (1,753 ft² against a typical 2,113 ft²), its lot is bigger than almost none of them (2,614 ft² against a typical 0.25 ac) and it is newer than 5% of them (1920 against a typical 1999). Measured against all of Deschutes County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Nw Riverfront St, Bend, OR?

The 2025 property tax bill for 440 Nw Riverfront St, Bend, OR was $4,821. The county assessed it at $285,350.

Closest homes

More homes in Bend 97703

Assigned schools

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