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Single Family ResidenceResidential
$399,984$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 PINE RIVER RD

EFFINGHAM, NH 03882
3
Beds
1.5
Baths
2,463 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$400K
$373K low$427K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$399,984
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$319,987

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$404,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$298,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,825

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.5.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Effingham Elementary SchoolB+
Elementary · Grades KG–6 · 4.9 mi
M
Kingswood Regional Middle SchoolB-
Middle · Grades 7–8 · 12.0 mi
H
Kingswood Regional High SchoolB
High · Grades 9–12 · 12.0 mi

District: Governor Wentworth Regional School District

Neighborhood · ZIP 03882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,683
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Pine River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Carroll County
  • Costs less per square foot than 96% of homes in Carroll County
  • Bigger than 88% of homes in Effingham 03882
  • Has a bigger lot than 86% of homes in Carroll County

What homes are worth in Effingham 03882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$753K

This home is worth more than 61% of homes in Effingham 03882.

How it measures up in Effingham 03882

The dot is this home. The mark in the middle is the typical home in Effingham 03882.

Estimated value$399,984
CheaperTypical $374,900Pricier

Pricier than 61% of homes nearby

Price per ft²$162
CheaperTypical $229Pricier

Pricier than 12% of homes nearby

Living area2,463 ft²
SmallerTypical 1,310 ft²Bigger

Bigger than 88% of homes nearby

Lot size5.36 ac
SmallerTypical 2.72 acBigger

Bigger than 69% of homes nearby

Year built1990
OlderTypical 1990Newer

Newer than 52% of homes nearby

How 440 Pine River Rd ranks against every home in each area.
MeasureThis homeEffingham 03882Carroll County
Estimated valuepricier than$399,98461% of homes29% of homes
Price per ft²pricier than$16212% of homes4% of homes
Living areabigger than2,463 ft²88% of homes77% of homes
Lot sizebigger than5.36 ac69% of homes86% of homes
Year builtnewer than199052% of homes64% of homes

About 440 Pine River Rd

How much is 440 Pine River Rd, Effingham, NH worth?

The TopHap Estimate for 440 Pine River Rd, Effingham, NH is $399,984 as of Jul 14, 2026. The likely range is $373,301 to $426,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Pine River Rd, Effingham, NH last sell?

440 Pine River Rd, Effingham, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 440 Pine River Rd, Effingham, NH?

440 Pine River Rd, Effingham, NH has 3 bedrooms, 1.5 bathrooms, 2,463 square feet of living space and a 5.36-acre lot.

When was 440 Pine River Rd, Effingham, NH built?

440 Pine River Rd, Effingham, NH was built in 1990, making it 36 years old. It is a cape cod home. The building has 2 stories.

What schools serve 440 Pine River Rd, Effingham, NH?

440 Pine River Rd, Effingham, NH is assigned to Effingham Elementary School (elementary), rated B+; Kingswood Regional Middle School (middle), rated B-; Kingswood Regional High School (high), rated B. All sit in Governor Wentworth Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Pine River Rd, Effingham, NH compare to other homes in Effingham 03882?

Among the 1,192 homes in Effingham 03882, it is worth more than 61% of them ($399,984 against a typical $374,900), its price per square foot is higher than 12% of them ($162 against a typical $229), it is bigger than 88% of them (2,463 ft² against a typical 1,310 ft²), its lot is bigger than 69% of them (5.36 ac against a typical 2.72 ac) and it is newer than 52% of them (1990 against a typical 1990). Measured against all of Carroll County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Pine River Rd, Effingham, NH?

The 2025 property tax bill for 440 Pine River Rd, Effingham, NH was $6,221. The county assessed it at $404,500.

Closest homes

More homes in Effingham 03882

Assigned schools

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