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Single Family ResidenceResidential
$420,623$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $289,000 on Sep 15, 2020

447 PINE RIVER RD

EFFINGHAM, NH 03882
3
Beds
3
Baths
2,549 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.65 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$421K
$404K low$437K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$289,000 · Sep 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$241,223
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,978
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$179,400
CITIZENS BANK · recorded Feb 28, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,501 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$487,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$361,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$380,760

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.100 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.5.65
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Effingham Elementary SchoolB+
Elementary · Grades KG–6 · 4.7 mi
M
Kingswood Regional Middle SchoolB-
Middle · Grades 7–8 · 12.1 mi
H
Kingswood Regional High SchoolB
High · Grades 9–12 · 12.2 mi

District: Governor Wentworth Regional School District

Neighborhood · ZIP 03882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,683
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

447 Pine River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Effingham 03882
  • Costs less per square foot than 96% of homes in Carroll County
  • Bigger than 90% of homes in Effingham 03882
  • Has a bigger lot than 87% of homes in Carroll County
  • Newer than 80% of homes in Carroll County

What homes are worth in Effingham 03882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$749K

This home is worth more than 69% of homes in Effingham 03882.

How it measures up in Effingham 03882

The dot is this home. The mark in the middle is the typical home in Effingham 03882.

Estimated value$420,623
CheaperTypical $375,105Pricier

Pricier than 69% of homes nearby

Price per ft²$165
CheaperTypical $227Pricier

Pricier than 13% of homes nearby

Living area2,549 ft²
SmallerTypical 1,309 ft²Bigger

Bigger than 90% of homes nearby

Lot size5.65 ac
SmallerTypical 2.72 acBigger

Bigger than 72% of homes nearby

Year built2003
OlderTypical 1990Newer

Newer than 71% of homes nearby

How 447 Pine River Rd ranks against every home in each area.
MeasureThis homeEffingham 03882Carroll County
Estimated valuepricier than$420,62369% of homes34% of homes
Price per ft²pricier than$16513% of homes4% of homes
Living areabigger than2,549 ft²90% of homes79% of homes
Lot sizebigger than5.65 ac72% of homes87% of homes
Year builtnewer than200371% of homes80% of homes

About 447 Pine River Rd

How much is 447 Pine River Rd, Effingham, NH worth?

The TopHap Estimate for 447 Pine River Rd, Effingham, NH is $420,623 as of Jul 14, 2026. The likely range is $403,808 to $437,438. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 447 Pine River Rd, Effingham, NH last sell?

447 Pine River Rd, Effingham, NH last sold on Sep 15, 2020 for $289,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 447 Pine River Rd, Effingham, NH?

447 Pine River Rd, Effingham, NH has 3 bedrooms, 3 bathrooms, 2,549 square feet of living space and a 5.65-acre lot.

When was 447 Pine River Rd, Effingham, NH built?

447 Pine River Rd, Effingham, NH was built in 2003, making it 23 years old. It is a cape cod home. The building has 2 stories.

What schools serve 447 Pine River Rd, Effingham, NH?

447 Pine River Rd, Effingham, NH is assigned to Effingham Elementary School (elementary), rated B+; Kingswood Regional Middle School (middle), rated B-; Kingswood Regional High School (high), rated B. All sit in Governor Wentworth Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 447 Pine River Rd, Effingham, NH compare to other homes in Effingham 03882?

Among the 1,192 homes in Effingham 03882, it is worth more than 69% of them ($420,623 against a typical $375,105), its price per square foot is higher than 13% of them ($165 against a typical $227), it is bigger than 90% of them (2,549 ft² against a typical 1,309 ft²), its lot is bigger than 72% of them (5.65 ac against a typical 2.72 ac) and it is newer than 71% of them (2003 against a typical 1990). Measured against all of Carroll County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 447 Pine River Rd, Effingham, NH?

The 2025 property tax bill for 447 Pine River Rd, Effingham, NH was $7,501. The county assessed it at $487,700.

Closest homes

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Assigned schools

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