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Single Family ResidenceResidential
$301,765$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 RAPIDS RD

CHAMPLAIN, NY 12919
3
Beds
2 / 1
Baths
2,406 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1830
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$302K
$278K low$325K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$301,765
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$241,412

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,952 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$314,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyClinton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.5.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Rapids Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Champlain 12919
  • Bigger than 92% of homes in Champlain 12919
  • Has a bigger lot than 87% of homes in Champlain 12919
  • Older than 98% of homes in Clinton County

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$553K

This home is worth more than 86% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$301,765
CheaperTypical $190,038Pricier

Pricier than 86% of homes nearby

Price per ft²$125
CheaperTypical $125Pricier

Pricier than 51% of homes nearby

Living area2,406 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 92% of homes nearby

Lot size5 ac
SmallerTypical 0.92 acBigger

Bigger than 87% of homes nearby

Year built1830
OlderTypical 1970Newer

Newer than 4% of homes nearby

How 440 Rapids Rd ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$301,76586% of homes79% of homes
Price per ft²pricier than$12551% of homes37% of homes
Living areabigger than2,406 ft²92% of homes89% of homes
Lot sizebigger than5 ac87% of homes84% of homes
Year builtnewer than18304% of homes2% of homes

About 440 Rapids Rd

How much is 440 Rapids Rd, Champlain, NY worth?

The TopHap Estimate for 440 Rapids Rd, Champlain, NY is $301,765 as of Jul 14, 2026. The likely range is $278,466 to $325,064. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Rapids Rd, Champlain, NY last sell?

440 Rapids Rd, Champlain, NY last sold on Jun 9, 2017, according to the county's recorded deed.

How big is 440 Rapids Rd, Champlain, NY?

440 Rapids Rd, Champlain, NY has 3 bedrooms, 2 bathrooms, 2,406 square feet of living space and a 5.00-acre lot.

When was 440 Rapids Rd, Champlain, NY built?

440 Rapids Rd, Champlain, NY was built in 1830, making it 196 years old. It is a traditional/old home. The building has 2 stories.

How does 440 Rapids Rd, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 86% of them ($301,765 against a typical $190,038), its price per square foot is higher than 51% of them ($125 against a typical $125), it is bigger than 92% of them (2,406 ft² against a typical 1,404 ft²), its lot is bigger than 87% of them (5 ac against a typical 0.92 ac) and it is newer than 4% of them (1830 against a typical 1970). Measured against all of Clinton County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Rapids Rd, Champlain, NY?

The 2024 property tax bill for 440 Rapids Rd, Champlain, NY was $7,952. The county assessed it at $314,300.

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