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Single Family ResidenceResidential
$672,069$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

440 STERLING ST

LANCASTER, MA 01523
2
Beds
2
Baths
2,345 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$672K
$623K low$721K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,157 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$628,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$513,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$541,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.50
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Rowlandson Elementary SchoolC
Elementary · Grades PK–5 · 3.1 mi
M
Luther Burbank Middle SchoolA
Middle · Grades 6–8 · 3.1 mi
H
Nashoba Regional High SchoolA
High · Grades 9–12 · 4.3 mi

District: Nashoba School District

Neighborhood · ZIP 01523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.342 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,338
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,782
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Sterling St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Worcester County
  • Costs less per square foot than 73% of homes in Lancaster 01523
  • Bigger than 76% of homes in Worcester County
  • Has a bigger lot than 78% of homes in Worcester County
  • Newer than 92% of homes in Worcester County

What homes are worth in Lancaster 01523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$1.1M

This home is worth more than 69% of homes in Lancaster 01523.

How it measures up in Lancaster 01523

The dot is this home. The mark in the middle is the typical home in Lancaster 01523.

Estimated value$672,069
CheaperTypical $546,436Pricier

Pricier than 69% of homes nearby

Price per ft²$287
CheaperTypical $324Pricier

Pricier than 27% of homes nearby

Living area2,345 ft²
SmallerTypical 1,810 ft²Bigger

Bigger than 74% of homes nearby

Lot size1.5 ac
SmallerTypical 0.69 acBigger

Bigger than 73% of homes nearby

Year built2006
OlderTypical 1970Newer

Newer than 90% of homes nearby

How 440 Sterling St ranks against every home in each area.
MeasureThis homeLancaster 01523Worcester County
Estimated valuepricier than$672,06969% of homes80% of homes
Price per ft²pricier than$28727% of homes39% of homes
Living areabigger than2,345 ft²74% of homes76% of homes
Lot sizebigger than1.5 ac73% of homes78% of homes
Year builtnewer than200690% of homes92% of homes

About 440 Sterling St

How much is 440 Sterling St, Lancaster, MA worth?

The TopHap Estimate for 440 Sterling St, Lancaster, MA is $672,069 as of Sep 24, 2026. The likely range is $622,833 to $721,305. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Sterling St, Lancaster, MA last sell?

440 Sterling St, Lancaster, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 440 Sterling St, Lancaster, MA?

440 Sterling St, Lancaster, MA has 2 bedrooms, 2 bathrooms, 2,345 square feet of living space and a 1.50-acre lot.

When was 440 Sterling St, Lancaster, MA built?

440 Sterling St, Lancaster, MA was built in 2006, making it 20 years old. It is a contemporary home. The building has 1 story.

What schools serve 440 Sterling St, Lancaster, MA?

440 Sterling St, Lancaster, MA is assigned to Mary Rowlandson Elementary School (elementary), rated C; Luther Burbank Middle School (middle), rated A; Nashoba Regional High School (high), rated A. All sit in Nashoba School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Sterling St, Lancaster, MA compare to other homes in Lancaster 01523?

Among the 2,430 homes in Lancaster 01523, it is worth more than 69% of them ($672,069 against a typical $546,436), its price per square foot is higher than 27% of them ($287 against a typical $324), it is bigger than 74% of them (2,345 ft² against a typical 1,810 ft²), its lot is bigger than 73% of them (1.5 ac against a typical 0.69 ac) and it is newer than 90% of them (2006 against a typical 1970). Measured against all of Worcester County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Sterling St, Lancaster, MA?

The 2025 property tax bill for 440 Sterling St, Lancaster, MA was $10,157. The county assessed it at $628,500.

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Assigned schools

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