Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$419,028$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

440 WHITE ROCK RD

HARPER, TX 78631
0
Baths
3,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$419K
$410K low$428K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$419,028
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$335,222

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,176 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$401,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$399,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$437,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,880

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyKimble
Lot (acres)The size of the land the home sits on, from county records.0.25

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harper Elementary SchoolA+
Elementary · Grades PK–4 · 10.9 mi
H
Harper High SchoolB
High · Grades 9–12 · 10.9 mi
M
Harper Middle SchoolB
Middle · Grades 5–8 · 10.9 mi

District: Harper Independent School District

Neighborhood · ZIP 78631These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,672
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,116
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,317
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Kimble County
  • Costs less per square foot than 96% of homes in Harper 78631
  • Bigger than 93% of homes in Harper 78631
  • Has a smaller lot than 88% of homes in Kimble County
  • Newer than 73% of homes in Kimble County

What homes are worth in Harper 78631

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$1.1M

This home is worth more than 58% of homes in Harper 78631.

How it measures up in Harper 78631

The dot is this home. The mark in the middle is the typical home in Harper 78631.

Estimated value$419,028
CheaperTypical $375,652Pricier

Pricier than 58% of homes nearby

Price per ft²$132
CheaperTypical $229Pricier

Pricier than 4% of homes nearby

Living area3,184 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.25 ac
SmallerTypical 1 acBigger

Bigger than 21% of homes nearby

Year built1996
OlderTypical 2001Newer

Newer than 39% of homes nearby

How 440 White Rock Rd ranks against every home in each area.
MeasureThis homeHarper 78631Kimble County
Estimated valuepricier than$419,02858% of homes76% of homes
Price per ft²pricier than$1324% of homes29% of homes
Living areabigger than3,184 ft²93% of homes90% of homes
Lot sizebigger than0.25 ac21% of homes12% of homes
Year builtnewer than199639% of homes73% of homes

About 440 White Rock Rd

How much is 440 White Rock Rd, Harper, TX worth?

The TopHap Estimate for 440 White Rock Rd, Harper, TX is $419,028 as of Jul 14, 2026. The likely range is $410,300 to $427,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 White Rock Rd, Harper, TX last sell?

440 White Rock Rd, Harper, TX last sold on Dec 11, 2019, according to the county's recorded deed.

How big is 440 White Rock Rd, Harper, TX?

440 White Rock Rd, Harper, TX has 3,184 square feet of living space and a 0.25-acre lot.

When was 440 White Rock Rd, Harper, TX built?

440 White Rock Rd, Harper, TX was built in 1996, making it 30 years old.

What schools serve 440 White Rock Rd, Harper, TX?

440 White Rock Rd, Harper, TX is assigned to Harper Elementary School (elementary), rated A+; Harper High School (high), rated B; Harper Middle School (middle), rated B. All sit in Harper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 White Rock Rd, Harper, TX compare to other homes in Harper 78631?

Among the 1,608 homes in Harper 78631, it is worth more than 58% of them ($419,028 against a typical $375,652), its price per square foot is higher than 4% of them ($132 against a typical $229), it is bigger than 93% of them (3,184 ft² against a typical 1,664 ft²), its lot is bigger than 21% of them (0.25 ac against a typical 1 ac) and it is newer than 39% of them (1996 against a typical 2001). Measured against all of Kimble County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 White Rock Rd, Harper, TX?

The 2025 property tax bill for 440 White Rock Rd, Harper, TX was $2,176. The county assessed it at $401,880.

Closest homes

More homes in Harper 78631

Assigned schools

Explore the area

See this home in context

Open 440 White Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map