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Single Family ResidenceResidential
$867,144$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $575,000 on May 20, 2003

4405 STATE ROUTE 89

SENECA FALLS, NY 13148
4
Beds
3
Baths
4,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$867K
$812K low$923K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · May 20, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,294
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$766,550
SUMMIT FCU · R · recorded Dec 11, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$3,300
SENECA FALLS SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$37,616 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$970,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$509,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$461,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$970,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,703,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySENECA
Lot (acres)The size of the land the home sits on, from county records.1.30
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frank M Knight Elementary School
Elementary · Grades PK–2 · 7.8 mi
M
Seneca Falls Middle SchoolC
Middle · Grades 6–8 · 7.9 mi
H
Mynderse AcademyB+
High · Grades 9–12 · 8.0 mi

District: Seneca Falls Central School District

Neighborhood · ZIP 13148These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.155 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,131
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,954
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4405 State Route 89 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Seneca Falls 13148
  • Costs more per square foot than 90% of homes in Seneca Falls 13148
  • Among the largest homes in Seneca Falls 13148
  • Has a bigger lot than 80% of homes in Seneca Falls 13148

What homes are worth in Seneca Falls 13148

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$614K

This home is worth more than almost all homes in Seneca Falls 13148.

How it measures up in Seneca Falls 13148

The dot is this home. The mark in the middle is the typical home in Seneca Falls 13148.

Estimated value$867,144
CheaperTypical $197,291Pricier

Pricier than almost all homes nearby

Price per ft²$206
CheaperTypical $122Pricier

Pricier than 90% of homes nearby

Living area4,208 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than almost all homes nearby

Lot size1.3 ac
SmallerTypical 0.37 acBigger

Bigger than 80% of homes nearby

Year built1948
OlderTypical 1945Newer

Newer than 51% of homes nearby

How 4405 State Route 89 ranks against every home in each area.
MeasureThis homeSeneca Falls 13148Seneca County
Estimated valuepricier than$867,144almost all homes98% of homes
Price per ft²pricier than$20690% of homes83% of homes
Living areabigger than4,208 ft²almost all homesalmost all homes
Lot sizebigger than1.3 ac80% of homes67% of homes
Year builtnewer than194851% of homes45% of homes

About 4405 State Route 89

How much is 4405 State Route 89, Seneca Falls, NY worth?

The TopHap Estimate for 4405 State Route 89, Seneca Falls, NY is $867,144 as of Jul 14, 2026. The likely range is $811,569 to $922,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4405 State Route 89, Seneca Falls, NY last sell?

4405 State Route 89, Seneca Falls, NY last sold on May 20, 2003 for $575,000, according to the county's recorded deed.

How big is 4405 State Route 89, Seneca Falls, NY?

4405 State Route 89, Seneca Falls, NY has 4 bedrooms, 3 bathrooms, 4,208 square feet of living space and a 1.30-acre lot.

When was 4405 State Route 89, Seneca Falls, NY built?

4405 State Route 89, Seneca Falls, NY was built in 1948, making it 78 years old. It is a ranch home. The building has 1 story.

What schools serve 4405 State Route 89, Seneca Falls, NY?

4405 State Route 89, Seneca Falls, NY is assigned to Frank M Knight Elementary School (elementary); Seneca Falls Middle School (middle), rated C; Mynderse Academy (high), rated B+. All sit in Seneca Falls Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4405 State Route 89, Seneca Falls, NY compare to other homes in Seneca Falls 13148?

Among the 4,261 homes in Seneca Falls 13148, it is worth more than almost all of them ($867,144 against a typical $197,291), its price per square foot is higher than 90% of them ($206 against a typical $122), it is bigger than almost all of them (4,208 ft² against a typical 1,608 ft²), its lot is bigger than 80% of them (1.3 ac against a typical 0.37 ac) and it is newer than 51% of them (1948 against a typical 1945). Measured against all of Seneca County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4405 State Route 89, Seneca Falls, NY?

The 2025 property tax bill for 4405 State Route 89, Seneca Falls, NY was $37,616. The county assessed it at $970,800.

Closest homes

More homes in Seneca Falls 13148

Assigned schools

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