Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$210,219$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Jan 22, 2008

440TH ST

IA
3
Beds
7 / 5
Baths
2,028 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$210K
$174K low$246K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Jan 22, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.150%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$318,500
FARM CREDIT SERVICES OF AMERICA FLC · recorded Jan 16, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,544 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$264,780 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,280
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,880
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,780

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClay
Lot (acres)The size of the land the home sits on, from county records.7.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Patio · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Central-Everly Elementary SchoolB
Elementary · Grades PK–6 · 5.1 mi
H
Spencer High SchoolB+
High · Grades 9–12 · 9.8 mi
M
Sioux Central Middle SchoolB-
Middle · Grades 7–8 · 10.0 mi

District: Clay Central-Everly Community School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Clay County
  • Bigger than 84% of homes in Clay County
  • Has a bigger lot than 89% of homes in Clay County

How it measures up in Clay County

The dot is this home. The mark in the middle is the typical home in Clay County.

Estimated value$210,219
CheaperTypical $131,660Pricier

Pricier than 78% of homes nearby

Price per ft²$104
CheaperTypical $100Pricier

Pricier than 52% of homes nearby

Living area2,028 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 84% of homes nearby

Lot size7.09 ac
SmallerTypical 0.26 acBigger

Bigger than 89% of homes nearby

Year built1966
OlderTypical 1955Newer

Newer than 63% of homes nearby

How 440th St ranks against every home in each area.
MeasureThis homeClay County
Estimated valuepricier than$210,21978% of homes
Price per ft²pricier than$10452% of homes
Living areabigger than2,028 ft²84% of homes
Lot sizebigger than7.09 ac89% of homes
Year builtnewer than196663% of homes

About 440th St

How much is 440th St, , IA worth?

The TopHap Estimate for 440th St, , IA is $210,219 as of Jul 14, 2026. The likely range is $174,436 to $246,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440th St, , IA last sell?

440th St, , IA last sold on Jan 22, 2008 for $145,000, according to the county's recorded deed.

How big is 440th St, , IA?

440th St, , IA has 3 bedrooms, 7 bathrooms, 2,028 square feet of living space and a 7.09-acre lot.

When was 440th St, , IA built?

440th St, , IA was built in 1966, making it 60 years old. It is a ranch home. The building has 1 story.

What schools serve 440th St, , IA?

440th St, , IA is assigned to Clay Central-Everly Elementary School (elementary), rated B; Spencer High School (high), rated B+; Sioux Central Middle School (middle), rated B-. All sit in Clay Central-Everly Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440th St, , IA compare to other homes in Clay County?

Among the 7,114 homes in Clay County, it is worth more than 78% of them ($210,219 against a typical $131,660), its price per square foot is higher than 52% of them ($104 against a typical $100), it is bigger than 84% of them (2,028 ft² against a typical 1,400 ft²), its lot is bigger than 89% of them (7.09 ac against a typical 0.26 ac) and it is newer than 63% of them (1966 against a typical 1955). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440th St, , IA?

The 2024 property tax bill for 440th St, , IA was $2,544. The county assessed it at $264,780.

Closest homes

Assigned schools

Explore the area

See this home in context

Open 440th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map