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Single Family ResidenceResidential
$51,160$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

44145 TOBIAS DR

WILLOW RIVER, MN 55795
1
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$51K
$36K low$66K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,000
KEY COMMUNITY BANK · recorded May 12, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$482 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyPINE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Willow River Secondary SchoolD+
Middle · Grades 7–12 · 7.2 mi
E
Willow River Elementary SchoolC+
Elementary · Grades PK–6 · 7.2 mi

District: Willow River Public School District

Neighborhood · ZIP 55795These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.6

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,038
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,195
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44145 Tobias Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Willow River 55795
  • Costs less per square foot than 98% of homes in Willow River 55795
  • Smaller than 81% of homes in Willow River 55795
  • Older than 66% of homes in Willow River 55795

What homes are worth in Willow River 55795

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$529K

This home is worth more than 2% of homes in Willow River 55795.

How it measures up in Willow River 55795

The dot is this home. The mark in the middle is the typical home in Willow River 55795.

Estimated value$51,160
CheaperTypical $194,144Pricier

Pricier than 2% of homes nearby

Price per ft²$71
CheaperTypical $189Pricier

Pricier than 2% of homes nearby

Living area720 ft²
SmallerTypical 1,139 ft²Bigger

Bigger than 19% of homes nearby

Lot size5 ac
SmallerTypical 5.24 acBigger

Bigger than 49% of homes nearby

Year built1976
OlderTypical 1992Newer

Newer than 34% of homes nearby

How 44145 Tobias Dr ranks against every home in each area.
MeasureThis homeWillow River 55795Pine County
Estimated valuepricier than$51,1602% of homes4% of homes
Price per ft²pricier than$712% of homes3% of homes
Living areabigger than720 ft²19% of homes19% of homes
Lot sizebigger than5 ac49% of homes60% of homes
Year builtnewer than197634% of homes37% of homes

About 44145 Tobias Dr

How much is 44145 Tobias Dr, Willow River, MN worth?

The TopHap Estimate for 44145 Tobias Dr, Willow River, MN is $51,160 as of Jul 14, 2026. The likely range is $36,390 to $65,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44145 Tobias Dr, Willow River, MN last sell?

44145 Tobias Dr, Willow River, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 44145 Tobias Dr, Willow River, MN?

44145 Tobias Dr, Willow River, MN has 1 bedrooms, 1 bathrooms, 720 square feet of living space and a 5.00-acre lot.

When was 44145 Tobias Dr, Willow River, MN built?

44145 Tobias Dr, Willow River, MN was built in 1976, making it 50 years old. It is a rustic home. The building has 1 story.

What schools serve 44145 Tobias Dr, Willow River, MN?

44145 Tobias Dr, Willow River, MN is assigned to Willow River Secondary School (middle), rated D+; Willow River Elementary School (elementary), rated C+. All sit in Willow River Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44145 Tobias Dr, Willow River, MN compare to other homes in Willow River 55795?

Among the 1,322 homes in Willow River 55795, it is worth more than 2% of them ($51,160 against a typical $194,144), its price per square foot is higher than 2% of them ($71 against a typical $189), it is bigger than 19% of them (720 ft² against a typical 1,139 ft²), its lot is bigger than 49% of them (5 ac against a typical 5.24 ac) and it is newer than 34% of them (1976 against a typical 1992). Measured against all of Pine County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44145 Tobias Dr, Willow River, MN?

The 2025 property tax bill for 44145 Tobias Dr, Willow River, MN was $482. The county assessed it at $79,900.

Closest homes

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Assigned schools

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