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Rural ResidenceResidential
$270,282$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,000 on Mar 23, 2015

442 N RIVER RD

BAKER, WV 26801
5
Beds
1
Baths
2,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
22.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1830
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$270K
$214K low$327K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Mar 23, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,282
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,026
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,000
INTEGRITY HOME MORTGAGE CORP · recorded Mar 24, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$580 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHardy
Lot (acres)The size of the land the home sits on, from county records.22.58
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Moorefield Middle SchoolB
Middle · Grades 6–8 · 6.2 mi
H
Moorefield High SchoolC
High · Grades 9–12 · 7.4 mi
E
Moorefield Elementary School
Elementary · Grades PK–2 · 7.4 mi

District: Hardy County School District

Neighborhood · ZIP 26801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,124
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,559
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,501
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

442 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Hardy County
  • Costs less per square foot than 80% of homes in Baker 26801
  • Bigger than 79% of homes in Hardy County
  • Has a bigger lot than 88% of homes in Hardy County
  • Among the oldest homes in Baker 26801

What homes are worth in Baker 26801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$807K

This home is worth more than 51% of homes in Baker 26801.

How it measures up in Baker 26801

The dot is this home. The mark in the middle is the typical home in Baker 26801.

Estimated value$270,282
CheaperTypical $269,460Pricier

Pricier than 51% of homes nearby

Price per ft²$132
CheaperTypical $187Pricier

Pricier than 20% of homes nearby

Living area2,048 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 74% of homes nearby

Lot size22.58 ac
SmallerTypical 5 acBigger

Bigger than 80% of homes nearby

Year built1830
OlderTypical 1986Newer

Older than almost all homes nearby

How 442 N River Rd ranks against every home in each area.
MeasureThis homeBaker 26801Hardy County
Estimated valuepricier than$270,28251% of homes65% of homes
Price per ft²pricier than$13220% of homes31% of homes
Living areabigger than2,048 ft²74% of homes79% of homes
Lot sizebigger than22.58 ac80% of homes88% of homes
Year builtnewer than1830almost no homesalmost no homes

About 442 N River Rd

How much is 442 N River Rd, Baker, WV worth?

The TopHap Estimate for 442 N River Rd, Baker, WV is $270,282 as of Jul 14, 2026. The likely range is $213,756 to $326,808. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 442 N River Rd, Baker, WV last sell?

442 N River Rd, Baker, WV last sold on Mar 23, 2015 for $180,000, according to the county's recorded deed.

How big is 442 N River Rd, Baker, WV?

442 N River Rd, Baker, WV has 5 bedrooms, 1 bathrooms, 2,048 square feet of living space and a 22.58-acre lot.

When was 442 N River Rd, Baker, WV built?

442 N River Rd, Baker, WV was built in 1830, making it 196 years old. It is a colonial home. The building has 2 stories.

What schools serve 442 N River Rd, Baker, WV?

442 N River Rd, Baker, WV is assigned to Moorefield Middle School (middle), rated B; Moorefield High School (high), rated C; Moorefield Elementary School (elementary). All sit in Hardy County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 442 N River Rd, Baker, WV compare to other homes in Baker 26801?

Among the 734 homes in Baker 26801, it is worth more than 51% of them ($270,282 against a typical $269,460), its price per square foot is higher than 20% of them ($132 against a typical $187), it is bigger than 74% of them (2,048 ft² against a typical 1,512 ft²), its lot is bigger than 80% of them (22.58 ac against a typical 5 ac) and it is newer than almost none of them (1830 against a typical 1986). Measured against all of Hardy County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 442 N River Rd, Baker, WV?

The 2025 property tax bill for 442 N River Rd, Baker, WV was $580. The county assessed it at $75,380.

Closest homes

More homes in Baker 26801

Assigned schools

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