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Single Family ResidenceResidential
$559,574$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

442 ROCKY LN

HENDERSON, NC 27537
4
Beds
3 / 1
Baths
2,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$560K
$415K low$704K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$267,574
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,059
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$242,000
NBKC BANK · recorded Jun 15, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
THE FIDELITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,830 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$726,068 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$249,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$476,408
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$734,003
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$726,068

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVANCE
Lot (acres)The size of the land the home sits on, from county records.1.92
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Hope Elementary SchoolC
Elementary · Grades PK–5 · 1.8 mi
M
Vance County Middle SchoolD
Middle · Grades 6–8 · 7.9 mi
H
Vance County High SchoolF
High · Grades 9–12 · 11.1 mi

District: Vance County Schools

Neighborhood · ZIP 27537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,973
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.123 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,553
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,779
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

442 Rocky Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Vance County
  • Costs more per square foot than 90% of homes in Vance County
  • Bigger than 94% of homes in Henderson 27537
  • Has a bigger lot than 83% of homes in Vance County
  • Newer than 66% of homes in Vance County

What homes are worth in Henderson 27537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$692K

This home is worth more than 96% of homes in Henderson 27537.

How it measures up in Henderson 27537

The dot is this home. The mark in the middle is the typical home in Henderson 27537.

Estimated value$559,574
CheaperTypical $206,052Pricier

Pricier than 96% of homes nearby

Price per ft²$210
CheaperTypical $136Pricier

Pricier than 84% of homes nearby

Living area2,668 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 94% of homes nearby

Lot size1.92 ac
SmallerTypical 1 acBigger

Bigger than 75% of homes nearby

Year built1991
OlderTypical 1991Newer

Newer than 51% of homes nearby

How 442 Rocky Ln ranks against every home in each area.
MeasureThis homeHenderson 27537Vance County
Estimated valuepricier than$559,57496% of homes97% of homes
Price per ft²pricier than$21084% of homes90% of homes
Living areabigger than2,668 ft²94% of homes94% of homes
Lot sizebigger than1.92 ac75% of homes83% of homes
Year builtnewer than199151% of homes66% of homes

About 442 Rocky Ln

How much is 442 Rocky Ln, Henderson, NC worth?

The TopHap Estimate for 442 Rocky Ln, Henderson, NC is $559,574 as of Jul 14, 2026. The likely range is $415,244 to $703,904. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 442 Rocky Ln, Henderson, NC last sell?

442 Rocky Ln, Henderson, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 442 Rocky Ln, Henderson, NC?

442 Rocky Ln, Henderson, NC has 4 bedrooms, 3 bathrooms, 2,668 square feet of living space and a 1.92-acre lot.

When was 442 Rocky Ln, Henderson, NC built?

442 Rocky Ln, Henderson, NC was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 442 Rocky Ln, Henderson, NC?

442 Rocky Ln, Henderson, NC is assigned to New Hope Elementary School (elementary), rated C; Vance County Middle School (middle), rated D; Vance County High School (high), rated F. All sit in Vance County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 442 Rocky Ln, Henderson, NC compare to other homes in Henderson 27537?

Among the 9,543 homes in Henderson 27537, it is worth more than 96% of them ($559,574 against a typical $206,052), its price per square foot is higher than 84% of them ($210 against a typical $136), it is bigger than 94% of them (2,668 ft² against a typical 1,508 ft²), its lot is bigger than 75% of them (1.92 ac against a typical 1 ac) and it is newer than 51% of them (1991 against a typical 1991). Measured against all of Vance County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 442 Rocky Ln, Henderson, NC?

The 2026 property tax bill for 442 Rocky Ln, Henderson, NC was $5,830. The county assessed it at $726,068.

Closest homes

More homes in Henderson 27537

Assigned schools

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