Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$305,443$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4429 190TH ST

ELMA, IA 50628
3
Beds
1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
38 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$305K
$229K low$382K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$305,443
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$244,354

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,270 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$326,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,830
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$326,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHoward
Lot (acres)The size of the land the home sits on, from county records.38.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Crestwood High SchoolA-
High · Grades 9–12 · 21.4 mi
M
Crestwood Middle School
Middle · Grades 5–8 · 21.4 mi
E
Crestwood Elementary SchoolC
Elementary · Grades KG–4 · 21.4 mi

District: Howard-Winneshiek Community School District

Neighborhood · ZIP 50628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,189
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,288
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4429 190th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Elma 50628
  • Costs more per square foot than 95% of homes in Elma 50628
  • Smaller than 72% of homes in Elma 50628
  • Has a bigger lot than 91% of homes in Howard County
  • Newer than 68% of homes in Howard County

What homes are worth in Elma 50628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$462K

This home is worth more than 87% of homes in Elma 50628.

How it measures up in Elma 50628

The dot is this home. The mark in the middle is the typical home in Elma 50628.

Estimated value$305,443
CheaperTypical $148,489Pricier

Pricier than 87% of homes nearby

Price per ft²$245
CheaperTypical $109Pricier

Pricier than 95% of homes nearby

Living area1,248 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 28% of homes nearby

Lot size38 ac
SmallerTypical 2.71 acBigger

Bigger than 86% of homes nearby

Year built1972
OlderTypical 1947Newer

Newer than 67% of homes nearby

How 4429 190th St ranks against every home in each area.
MeasureThis homeElma 50628Howard County
Estimated valuepricier than$305,44387% of homes82% of homes
Price per ft²pricier than$24595% of homes92% of homes
Living areabigger than1,248 ft²28% of homes32% of homes
Lot sizebigger than38 ac86% of homes91% of homes
Year builtnewer than197267% of homes68% of homes

About 4429 190th St

How much is 4429 190th St, Elma, IA worth?

The TopHap Estimate for 4429 190th St, Elma, IA is $305,443 as of Jul 14, 2026. The likely range is $228,998 to $381,888. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4429 190th St, Elma, IA last sell?

4429 190th St, Elma, IA last sold on Sep 16, 2011, according to the county's recorded deed.

How big is 4429 190th St, Elma, IA?

4429 190th St, Elma, IA has 3 bedrooms, 1 bathrooms, 1,248 square feet of living space and a 38.00-acre lot.

When was 4429 190th St, Elma, IA built?

4429 190th St, Elma, IA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 4429 190th St, Elma, IA?

4429 190th St, Elma, IA is assigned to Crestwood High School (high), rated A-; Crestwood Middle School (middle); Crestwood Elementary School (elementary), rated C. All sit in Howard-Winneshiek Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4429 190th St, Elma, IA compare to other homes in Elma 50628?

Among the 687 homes in Elma 50628, it is worth more than 87% of them ($305,443 against a typical $148,489), its price per square foot is higher than 95% of them ($245 against a typical $109), it is bigger than 28% of them (1,248 ft² against a typical 1,536 ft²), its lot is bigger than 86% of them (38 ac against a typical 2.71 ac) and it is newer than 67% of them (1972 against a typical 1947). Measured against all of Howard County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4429 190th St, Elma, IA?

The 2024 property tax bill for 4429 190th St, Elma, IA was $4,270. The county assessed it at $326,100.

Closest homes

More homes in Elma 50628

Assigned schools

Explore the area

See this home in context

Open 4429 190th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map