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Single Family ResidenceResidential
$275,401$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Jan 15, 2021

4446 ROBERTS MATTHEWS HWY

SPARTA, TN 38583
2
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$275K
$260K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Jan 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,129
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,503
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$227,272
WILSON BANK & TRUST · recorded Jan 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$654 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhite
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.1.30
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 288 ft²Porch · 150 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northfield Elementary SchoolB-
Elementary · Grades PK–5 · 1.3 mi
M
White County Middle SchoolB-
Middle · Grades 6–8 · 5.9 mi
H
White County High SchoolB
High · Grades 9–12 · 5.9 mi

District: White County School District

Neighborhood · ZIP 38583These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,619
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4446 Roberts Matthews Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Sparta 38583

What homes are worth in Sparta 38583

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$826K

This home is worth more than 59% of homes in Sparta 38583.

How it measures up in Sparta 38583

The dot is this home. The mark in the middle is the typical home in Sparta 38583.

Estimated value$275,401
CheaperTypical $246,128Pricier

Pricier than 59% of homes nearby

Price per ft²$214
CheaperTypical $169Pricier

Pricier than 79% of homes nearby

Living area1,288 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 40% of homes nearby

Lot size1.3 ac
SmallerTypical 1.15 acBigger

Bigger than 53% of homes nearby

Year built1988
OlderTypical 1988Newer

Newer than 51% of homes nearby

How 4446 Roberts Matthews Hwy ranks against every home in each area.
MeasureThis homeSparta 38583
Estimated valuepricier than$275,40159% of homes
Price per ft²pricier than$21479% of homes
Living areabigger than1,288 ft²40% of homes
Lot sizebigger than1.3 ac53% of homes
Year builtnewer than198851% of homes

About 4446 Roberts Matthews Hwy

How much is 4446 Roberts Matthews Hwy, Sparta, TN worth?

The TopHap Estimate for 4446 Roberts Matthews Hwy, Sparta, TN is $275,401 as of Jul 14, 2026. The likely range is $260,125 to $290,677. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4446 Roberts Matthews Hwy, Sparta, TN last sell?

4446 Roberts Matthews Hwy, Sparta, TN last sold on Jan 15, 2021 for $225,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4446 Roberts Matthews Hwy, Sparta, TN?

4446 Roberts Matthews Hwy, Sparta, TN has 2 bathrooms, 1,288 square feet of living space and a 1.30-acre lot.

When was 4446 Roberts Matthews Hwy, Sparta, TN built?

4446 Roberts Matthews Hwy, Sparta, TN was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 4446 Roberts Matthews Hwy, Sparta, TN?

4446 Roberts Matthews Hwy, Sparta, TN is assigned to Northfield Elementary School (elementary), rated B-; White County Middle School (middle), rated B-; White County High School (high), rated B. All sit in White County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4446 Roberts Matthews Hwy, Sparta, TN compare to other homes in Sparta 38583?

Among the 11,257 homes in Sparta 38583, it is worth more than 59% of them ($275,401 against a typical $246,128), its price per square foot is higher than 79% of them ($214 against a typical $169), it is bigger than 40% of them (1,288 ft² against a typical 1,404 ft²), its lot is bigger than 53% of them (1.3 ac against a typical 1.15 ac) and it is newer than 51% of them (1988 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4446 Roberts Matthews Hwy, Sparta, TN?

The 2024 property tax bill for 4446 Roberts Matthews Hwy, Sparta, TN was $654. The county assessed it at $31,900.

Closest homes

More homes in Sparta 38583

Assigned schools

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