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Residential (General/Single)Residential
$349,664$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Apr 20, 2023

445 ANN ST

CARY, IL 60013
1.5
Baths
1,532 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$350K
$331K low$368K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Apr 20, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,114
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,491
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$305,550
GUARANTEED RATE INC · 6.5% 2 · recorded Apr 20, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,000
ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,084 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,125 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,997
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,128
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,394
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,375

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyMCHENRY
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cary-Grove High SchoolA+
High · Grades 9–12 · 0.4 mi
M
Cary Junior High SchoolB+
Middle · Grades 6–8 · 0.9 mi
E
Three Oaks Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi

District: Community High School District 155

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Ann St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in McHenry County
  • Older than 81% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$799K

This home is worth more than 38% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$349,664
CheaperTypical $383,466Pricier

Pricier than 38% of homes nearby

Price per ft²$228
CheaperTypical $211Pricier

Pricier than 63% of homes nearby

Living area1,532 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.25 ac
SmallerTypical 0.25 acBigger

Bigger than 52% of homes nearby

Year built1961
OlderTypical 1987Newer

Newer than 19% of homes nearby

How 445 Ann St ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$349,66438% of homes46% of homes
Price per ft²pricier than$22863% of homes69% of homes
Living areabigger than1,532 ft²36% of homes39% of homes
Lot sizebigger than0.25 ac52% of homes50% of homes
Year builtnewer than196119% of homes20% of homes

About 445 Ann St

How much is 445 Ann St, Cary, IL worth?

The TopHap Estimate for 445 Ann St, Cary, IL is $349,664 as of Jul 14, 2026. The likely range is $331,009 to $368,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Ann St, Cary, IL last sell?

445 Ann St, Cary, IL last sold on Apr 20, 2023 for $315,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 445 Ann St, Cary, IL?

445 Ann St, Cary, IL has 1.5 bathrooms, 1,532 square feet of living space and a 0.25-acre lot.

When was 445 Ann St, Cary, IL built?

445 Ann St, Cary, IL was built in 1961, making it 65 years old. It is a split level home. The building has 1 story.

What schools serve 445 Ann St, Cary, IL?

445 Ann St, Cary, IL is assigned to Cary-Grove High School (high), rated A+; Cary Junior High School (middle), rated B+; Three Oaks Elementary School (elementary), rated A-. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Ann St, Cary, IL compare to other homes in Cary 60013?

Among the 9,586 homes in Cary 60013, it is worth more than 38% of them ($349,664 against a typical $383,466), its price per square foot is higher than 63% of them ($228 against a typical $211), it is bigger than 36% of them (1,532 ft² against a typical 1,799 ft²), its lot is bigger than 52% of them (0.25 ac against a typical 0.25 ac) and it is newer than 19% of them (1961 against a typical 1987). Measured against all of McHenry County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Ann St, Cary, IL?

The 2024 property tax bill for 445 Ann St, Cary, IL was $7,084. The county assessed it at $92,125.

Closest homes

More homes in Cary 60013

Assigned schools

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