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Single Family ResidentialResidential
$241,006$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,000 on Mar 12, 2009

445 E PROSPECT ST

ONEIDA, IL 61467
1
Beds
0
Baths
1,974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$241K
$211K low$271K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Mar 12, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.116%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,800
IH MS VLY CU · recorded Oct 5, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,000
IH MS VLY CU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,911 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.91
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
R O W V a Elementary SchoolA-
Elementary · Grades PK–6 · 0.1 mi
M
R O W V a Jr and Sr High SchoolB-
Middle · Grades 7–12 · 0.2 mi

District: Rowva Community Unit School District 208

Neighborhood · ZIP 61467These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,056
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,872
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 E Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Oneida 61467
  • Costs more per square foot than 70% of homes in Oneida 61467
  • Bigger than 94% of homes in Knox County
  • Has a bigger lot than 80% of homes in Knox County
  • Newer than 76% of homes in Oneida 61467

What homes are worth in Oneida 61467

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$384K

This home is worth more than 90% of homes in Oneida 61467.

How it measures up in Oneida 61467

The dot is this home. The mark in the middle is the typical home in Oneida 61467.

Estimated value$241,006
CheaperTypical $119,771Pricier

Pricier than 90% of homes nearby

Price per ft²$122
CheaperTypical $97Pricier

Pricier than 70% of homes nearby

Living area1,974 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.91 ac
SmallerTypical 0.57 acBigger

Bigger than 58% of homes nearby

Year built1971
OlderTypical 1936Newer

Newer than 76% of homes nearby

How 445 E Prospect St ranks against every home in each area.
MeasureThis homeOneida 61467Knox County
Estimated valuepricier than$241,00690% of homes87% of homes
Price per ft²pricier than$12270% of homes68% of homes
Living areabigger than1,974 ft²93% of homes94% of homes
Lot sizebigger than0.91 ac58% of homes80% of homes
Year builtnewer than197176% of homes75% of homes

About 445 E Prospect St

How much is 445 E Prospect St, Oneida, IL worth?

The TopHap Estimate for 445 E Prospect St, Oneida, IL is $241,006 as of Jul 14, 2026. The likely range is $211,354 to $270,658. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 E Prospect St, Oneida, IL last sell?

445 E Prospect St, Oneida, IL last sold on Mar 12, 2009 for $84,000, according to the county's recorded deed.

How big is 445 E Prospect St, Oneida, IL?

445 E Prospect St, Oneida, IL has 1 bedrooms, 1,974 square feet of living space and a 0.91-acre lot.

When was 445 E Prospect St, Oneida, IL built?

445 E Prospect St, Oneida, IL was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 445 E Prospect St, Oneida, IL?

445 E Prospect St, Oneida, IL is assigned to R O W V a Elementary School (elementary), rated A-; R O W V a Jr and Sr High School (middle), rated B-. All sit in Rowva Community Unit School District 208. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 E Prospect St, Oneida, IL compare to other homes in Oneida 61467?

Among the 437 homes in Oneida 61467, it is worth more than 90% of them ($241,006 against a typical $119,771), its price per square foot is higher than 70% of them ($122 against a typical $97), it is bigger than 93% of them (1,974 ft² against a typical 1,200 ft²), its lot is bigger than 58% of them (0.91 ac against a typical 0.57 ac) and it is newer than 76% of them (1971 against a typical 1936). Measured against all of Knox County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 E Prospect St, Oneida, IL?

The 2025 property tax bill for 445 E Prospect St, Oneida, IL was $5,911. The county assessed it at $79,200.

Closest homes

More homes in Oneida 61467

Assigned schools

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