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Single Family ResidenceResidential
$224,138$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Nov 9, 1998

445 GRAHAM ST

RACINE, WI 53405
3
Beds
1
Baths
1,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,138 ft²
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$224K
$193K low$256K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Nov 9, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,138
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,310
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
NORTH SHORE BANK FSB · recorded Apr 2, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,387 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,232

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRacine
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fratt Elementary SchoolC+
Elementary · Grades KG–5 · 0.7 mi
H
Park High SchoolC+
High · Grades 9–12 · 0.8 mi
M
Mitchell SchoolF
Middle · Grades KG–8 · 1.9 mi

District: Racine School District

Neighborhood · ZIP 53405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.25,331
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,749 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,464
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,982
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Graham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Island Park
  • Bigger than 75% of homes in Island Park
  • Has a smaller lot than 96% of homes in Racine County
  • Newer than 96% of homes in Island Park

What homes are worth in Racine 53405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$507K

This home is worth more than 49% of homes in Racine 53405.

How it measures up in Racine 53405

The dot is this home. The mark in the middle is the typical home in Racine 53405.

Estimated value$224,138
CheaperTypical $226,686Pricier

Pricier than 49% of homes nearby

Price per ft²$177
CheaperTypical $185Pricier

Pricier than 43% of homes nearby

Living area1,269 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 49% of homes nearby

Lot size4,138 ft²
SmallerTypical 0.14 acBigger

Bigger than 5% of homes nearby

Year built1964
OlderTypical 1949Newer

Newer than 83% of homes nearby

How 445 Graham St ranks against every home in each area.
MeasureThis homeIsland ParkRacine 53405Racine County
Estimated valuepricier than$224,13879% of homes49% of homes27% of homes
Price per ft²pricier than$17740% of homes43% of homes37% of homes
Living areabigger than1,269 ft²75% of homes49% of homes38% of homes
Lot sizebigger than4,138 ft²6% of homes5% of homes4% of homes
Year builtnewer than196496% of homes83% of homes58% of homes

About 445 Graham St

How much is 445 Graham St, Racine, WI worth?

The TopHap Estimate for 445 Graham St, Racine, WI is $224,138 as of Jul 14, 2026. The likely range is $192,537 to $255,739. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Graham St, Racine, WI last sell?

445 Graham St, Racine, WI last sold on Nov 9, 1998 for $90,000, according to the county's recorded deed.

How big is 445 Graham St, Racine, WI?

445 Graham St, Racine, WI has 3 bedrooms, 1 bathrooms, 1,269 square feet of living space and a 0.10-acre lot.

When was 445 Graham St, Racine, WI built?

445 Graham St, Racine, WI was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 445 Graham St, Racine, WI?

445 Graham St, Racine, WI is assigned to Fratt Elementary School (elementary), rated C+; Park High School (high), rated C+; Mitchell School (middle), rated F. All sit in Racine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Graham St, Racine, WI compare to other homes in Racine 53405?

Among the 9,114 homes in Racine 53405, it is worth more than 49% of them ($224,138 against a typical $226,686), its price per square foot is higher than 43% of them ($177 against a typical $185), it is bigger than 49% of them (1,269 ft² against a typical 1,280 ft²), its lot is bigger than 5% of them (4,138 ft² against a typical 0.14 ac) and it is newer than 83% of them (1964 against a typical 1949). Measured against all of Racine County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Graham St, Racine, WI?

The 2024 property tax bill for 445 Graham St, Racine, WI was $4,387. The county assessed it at $190,600.

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Assigned schools

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