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Single Family ResidenceResidential
$218,069$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,000 on Sep 4, 2013

445 PINE ACRES

RAMER, AL 36069
3
Beds
2
Baths
1,913 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$218K
$172K low$264K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Sep 4, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,049
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,039
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,020
QUICKEN LOANS LLC · recorded May 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$867 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,910
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.7.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 300 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dunbar - Ramer School
Elementary · Grades KG–8 · 2.7 mi
H
Carver High SchoolD+
High · Grades 9–12 · 19.5 mi

District: Montgomery County School District

Neighborhood · ZIP 36069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,326
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,110
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,759
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Pine Acres measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Montgomery County
  • Bigger than 69% of homes in Ramer 36069
  • Has a bigger lot than 97% of homes in Montgomery County
  • Newer than 71% of homes in Ramer 36069

What homes are worth in Ramer 36069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$640K

This home is worth more than 59% of homes in Ramer 36069.

How it measures up in Ramer 36069

The dot is this home. The mark in the middle is the typical home in Ramer 36069.

Estimated value$218,069
CheaperTypical $189,568Pricier

Pricier than 59% of homes nearby

Price per ft²$114
CheaperTypical $121Pricier

Pricier than 46% of homes nearby

Living area1,913 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 69% of homes nearby

Lot size7.3 ac
SmallerTypical 5 acBigger

Bigger than 56% of homes nearby

Year built1990
OlderTypical 1972Newer

Newer than 71% of homes nearby

How 445 Pine Acres ranks against every home in each area.
MeasureThis homeRamer 36069Montgomery County
Estimated valuepricier than$218,06959% of homes66% of homes
Price per ft²pricier than$11446% of homes63% of homes
Living areabigger than1,913 ft²69% of homes64% of homes
Lot sizebigger than7.3 ac56% of homes97% of homes
Year builtnewer than199071% of homes69% of homes

About 445 Pine Acres

How much is 445 Pine Acres, Ramer, AL worth?

The TopHap Estimate for 445 Pine Acres, Ramer, AL is $218,069 as of Jul 14, 2026. The likely range is $172,194 to $263,944. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Pine Acres, Ramer, AL last sell?

445 Pine Acres, Ramer, AL last sold on Sep 4, 2013 for $125,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 445 Pine Acres, Ramer, AL?

445 Pine Acres, Ramer, AL has 3 bedrooms, 2 bathrooms, 1,913 square feet of living space and a 7.30-acre lot.

When was 445 Pine Acres, Ramer, AL built?

445 Pine Acres, Ramer, AL was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 445 Pine Acres, Ramer, AL?

445 Pine Acres, Ramer, AL is assigned to Dunbar - Ramer School (elementary); Carver High School (high), rated D+. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Pine Acres, Ramer, AL compare to other homes in Ramer 36069?

Among the 892 homes in Ramer 36069, it is worth more than 59% of them ($218,069 against a typical $189,568), its price per square foot is higher than 46% of them ($114 against a typical $121), it is bigger than 69% of them (1,913 ft² against a typical 1,508 ft²), its lot is bigger than 56% of them (7.3 ac against a typical 5 ac) and it is newer than 71% of them (1990 against a typical 1972). Measured against all of Montgomery County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Pine Acres, Ramer, AL?

The 2025 property tax bill for 445 Pine Acres, Ramer, AL was $867. The county assessed it at $24,730.

Closest homes

More homes in Ramer 36069

Assigned schools

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