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Single Family ResidenceResidential
$419,088$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

445 RIVER RD

EUGENE, OR 97404
3
Beds
1
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$419K
$394K low$444K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$44,088
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,270
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,000
LONGBRIDGE FINANCIAL LLC · 4.11% 1 · recorded Oct 30, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,107 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,479 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,834
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$371,143

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLane
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1959
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
River Road / El Camino Del Río Elementary SchoolB+
Elementary · Grades KG–5 · 0.8 mi
M
Kelly Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi
H
North Eugene High SchoolD+
High · Grades 9–12 · 2.0 mi

District: Eugene School District 4j

Neighborhood · ZIP 97404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.149

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.33,558
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,335
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,008
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 89% of homes in Eugene 97404

What homes are worth in Eugene 97404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$320K$741K

This home is worth more than 39% of homes in Eugene 97404.

How it measures up in Eugene 97404

The dot is this home. The mark in the middle is the typical home in Eugene 97404.

Estimated value$419,088
CheaperTypical $443,498Pricier

Pricier than 39% of homes nearby

Price per ft²$291
CheaperTypical $300Pricier

Pricier than 41% of homes nearby

Living area1,440 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 41% of homes nearby

Year built1949
OlderTypical 1970Newer

Newer than 11% of homes nearby

How 445 River Rd ranks against every home in each area.
MeasureThis homeRiver Road CommunityEugene 97404Lane County
Estimated valuepricier than$419,08854% of homes39% of homes39% of homes
Price per ft²pricier than$29147% of homes41% of homes38% of homes
Living areabigger than1,440 ft²49% of homes41% of homes45% of homes
Lot sizebigger than0.18 ac37% of homes41% of homes40% of homes
Year builtnewer than194923% of homes11% of homes15% of homes

About 445 River Rd

How much is 445 River Rd, Eugene, OR worth?

The TopHap Estimate for 445 River Rd, Eugene, OR is $419,088 as of Jul 14, 2026. The likely range is $394,360 to $443,816. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 445 River Rd, Eugene, OR?

445 River Rd, Eugene, OR has 3 bedrooms, 1 bathrooms, 1,440 square feet of living space and a 0.18-acre lot.

When was 445 River Rd, Eugene, OR built?

445 River Rd, Eugene, OR was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 445 River Rd, Eugene, OR?

445 River Rd, Eugene, OR is assigned to River Road / El Camino Del Río Elementary School (elementary), rated B+; Kelly Middle School (middle), rated B-; North Eugene High School (high), rated D+. All sit in Eugene School District 4j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 River Rd, Eugene, OR compare to other homes in Eugene 97404?

Among the 12,646 homes in Eugene 97404, it is worth more than 39% of them ($419,088 against a typical $443,498), its price per square foot is higher than 41% of them ($291 against a typical $300), it is bigger than 41% of them (1,440 ft² against a typical 1,541 ft²), its lot is bigger than 41% of them (0.18 ac against a typical 0.2 ac) and it is newer than 11% of them (1949 against a typical 1970). Measured against all of Lane County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 River Rd, Eugene, OR?

The 2025 property tax bill for 445 River Rd, Eugene, OR was $3,107. The county assessed it at $159,479.

More homes on River Rd

Closest homes

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Assigned schools

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