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Single Family ResidenceResidential
$457,595$400 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $108,000 on Jun 28, 2000

445 SAINT PAUL ST

BURLINGTON, VT 05401
2
Beds
1
Baths
1,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1899
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$458K
$436K low$479K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$108,000 · Jun 28, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$357,595
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$286,076
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
MERCHANTS BANK & TRUST CO · recorded Mar 31, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,538 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$362,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$210,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCHITTENDEN
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Edmunds Middle SchoolB
Middle · Grades 6–8 · 0.6 mi
E
Edmunds Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
H
Burlington High SchoolB+
High · Grades 9–12 · 2.3 mi

District: Burlington School District

Neighborhood · ZIP 05401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.30,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,883 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,344
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Saint Paul St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Burlington 05401
  • Costs more per square foot than 87% of homes in Chittenden County
  • Smaller than 79% of homes in Burlington 05401
  • Has a smaller lot than 91% of homes in Chittenden County
  • Older than 94% of homes in Chittenden County

What homes are worth in Burlington 05401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$1.5M

This home is worth more than 33% of homes in Burlington 05401.

How it measures up in Burlington 05401

The dot is this home. The mark in the middle is the typical home in Burlington 05401.

Estimated value$457,595
CheaperTypical $551,419Pricier

Pricier than 33% of homes nearby

Price per ft²$400
CheaperTypical $365Pricier

Pricier than 66% of homes nearby

Living area1,144 ft²
SmallerTypical 1,722 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 44% of homes nearby

Year built1899
OlderTypical 1927Newer

Newer than 27% of homes nearby

How 445 Saint Paul St ranks against every home in each area.
MeasureThis homeBurlington 05401Chittenden County
Estimated valuepricier than$457,59533% of homes41% of homes
Price per ft²pricier than$40066% of homes87% of homes
Living areabigger than1,144 ft²21% of homes23% of homes
Lot sizebigger than0.14 ac44% of homes9% of homes
Year builtnewer than189927% of homes6% of homes

About 445 Saint Paul St

How much is 445 Saint Paul St, Burlington, VT worth?

The TopHap Estimate for 445 Saint Paul St, Burlington, VT is $457,595 as of Jul 14, 2026. The likely range is $436,189 to $479,001. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Saint Paul St, Burlington, VT last sell?

445 Saint Paul St, Burlington, VT last sold on Jun 28, 2000 for $108,000, according to the county's recorded deed.

How big is 445 Saint Paul St, Burlington, VT?

445 Saint Paul St, Burlington, VT has 2 bedrooms, 1 bathrooms, 1,144 square feet of living space and a 0.14-acre lot.

When was 445 Saint Paul St, Burlington, VT built?

445 Saint Paul St, Burlington, VT was built in 1899, making it 127 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 445 Saint Paul St, Burlington, VT?

445 Saint Paul St, Burlington, VT is assigned to Edmunds Middle School (middle), rated B; Edmunds Elementary School (elementary), rated B+; Burlington High School (high), rated B+. All sit in Burlington School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Saint Paul St, Burlington, VT compare to other homes in Burlington 05401?

Among the 6,112 homes in Burlington 05401, it is worth more than 33% of them ($457,595 against a typical $551,419), its price per square foot is higher than 66% of them ($400 against a typical $365), it is bigger than 21% of them (1,144 ft² against a typical 1,722 ft²), its lot is bigger than 44% of them (0.14 ac against a typical 0.15 ac) and it is newer than 27% of them (1899 against a typical 1927). Measured against all of Chittenden County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Saint Paul St, Burlington, VT?

The 2025 property tax bill for 445 Saint Paul St, Burlington, VT was $5,538. The county assessed it at $362,800.

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Assigned schools

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