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Single Family ResidenceResidential
$122,720$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $4,000 on Dec 23, 2015

445 SOUTH ST

RIDGEWAY, IA 52165
4
Beds
3 / 1
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$123K
$90K low$155K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$4,000 · Dec 23, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
CUSB BANK · R · recorded Dec 16, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,638 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,690

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWinneshiek
Lot (acres)The size of the land the home sits on, from county records.0.74
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 375 ft²Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Crestwood High SchoolA-
High · Grades 9–12 · 8.0 mi
M
Crestwood Middle School
Middle · Grades 5–8 · 8.1 mi
E
Crestwood Elementary SchoolC
Elementary · Grades KG–4 · 8.1 mi

District: Howard-Winneshiek Community School District

Neighborhood · ZIP 52165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,602
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,085
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 South St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Winneshiek County
  • Costs less per square foot than 95% of homes in Ridgeway 52165
  • Bigger than 75% of homes in Winneshiek County
  • Has a smaller lot than 70% of homes in Ridgeway 52165
  • Older than 65% of homes in Winneshiek County

What homes are worth in Ridgeway 52165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$601K

This home is worth more than 19% of homes in Ridgeway 52165.

How it measures up in Ridgeway 52165

The dot is this home. The mark in the middle is the typical home in Ridgeway 52165.

Estimated value$122,720
CheaperTypical $215,396Pricier

Pricier than 19% of homes nearby

Price per ft²$64
CheaperTypical $129Pricier

Pricier than 5% of homes nearby

Living area1,920 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.74 ac
SmallerTypical 4.55 acBigger

Bigger than 30% of homes nearby

Year built1920
OlderTypical 1941Newer

Newer than 42% of homes nearby

How 445 South St ranks against every home in each area.
MeasureThis homeRidgeway 52165Winneshiek County
Estimated valuepricier than$122,72019% of homes16% of homes
Price per ft²pricier than$645% of homes7% of homes
Living areabigger than1,920 ft²72% of homes75% of homes
Lot sizebigger than0.74 ac30% of homes51% of homes
Year builtnewer than192042% of homes35% of homes

About 445 South St

How much is 445 South St, Ridgeway, IA worth?

The TopHap Estimate for 445 South St, Ridgeway, IA is $122,720 as of Jul 14, 2026. The likely range is $89,944 to $155,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 South St, Ridgeway, IA last sell?

445 South St, Ridgeway, IA last sold on Dec 23, 2015 for $4,000, according to the county's recorded deed.

How big is 445 South St, Ridgeway, IA?

445 South St, Ridgeway, IA has 4 bedrooms, 3 bathrooms, 1,920 square feet of living space and a 0.74-acre lot.

When was 445 South St, Ridgeway, IA built?

445 South St, Ridgeway, IA was built in 1920, making it 106 years old. It is a ranch home. The building has 1 story.

What schools serve 445 South St, Ridgeway, IA?

445 South St, Ridgeway, IA is assigned to Crestwood High School (high), rated A-; Crestwood Middle School (middle); Crestwood Elementary School (elementary), rated C. All sit in Howard-Winneshiek Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 South St, Ridgeway, IA compare to other homes in Ridgeway 52165?

Among the 442 homes in Ridgeway 52165, it is worth more than 19% of them ($122,720 against a typical $215,396), its price per square foot is higher than 5% of them ($64 against a typical $129), it is bigger than 72% of them (1,920 ft² against a typical 1,624 ft²), its lot is bigger than 30% of them (0.74 ac against a typical 4.55 ac) and it is newer than 42% of them (1920 against a typical 1941). Measured against all of Winneshiek County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 South St, Ridgeway, IA?

The 2024 property tax bill for 445 South St, Ridgeway, IA was $3,638. The county assessed it at $260,690.

More homes on South St

Closest homes

More homes in Ridgeway 52165

Assigned schools

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