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Single Family ResidenceResidential
$163,803$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

545 SOUTH ST

RIDGEWAY, IA 52165
5
Beds
2 / 1
Baths
1,814 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$164K
$138K low$189K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$91,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,802
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,800
VIKING STATE BANK & TRUST · recorded Jan 18, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,878 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,760

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinneshiek
Lot (acres)The size of the land the home sits on, from county records.0.74
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 223 ft²Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Crestwood High SchoolA-
High · Grades 9–12 · 7.9 mi
M
Crestwood Middle School
Middle · Grades 5–8 · 8.0 mi
E
Crestwood Elementary SchoolC
Elementary · Grades KG–4 · 8.0 mi

District: Howard-Winneshiek Community School District

Neighborhood · ZIP 52165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,602
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,085
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 South St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Winneshiek County
  • Costs less per square foot than 81% of homes in Winneshiek County
  • Bigger than 69% of homes in Winneshiek County
  • Has a smaller lot than 70% of homes in Ridgeway 52165
  • Older than 77% of homes in Winneshiek County

What homes are worth in Ridgeway 52165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$601K

This home is worth more than 33% of homes in Ridgeway 52165.

How it measures up in Ridgeway 52165

The dot is this home. The mark in the middle is the typical home in Ridgeway 52165.

Estimated value$163,803
CheaperTypical $215,396Pricier

Pricier than 33% of homes nearby

Price per ft²$90
CheaperTypical $129Pricier

Pricier than 20% of homes nearby

Living area1,814 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.74 ac
SmallerTypical 4.55 acBigger

Bigger than 30% of homes nearby

Year built1900
OlderTypical 1941Newer

Newer than 25% of homes nearby

How 545 South St ranks against every home in each area.
MeasureThis homeRidgeway 52165Winneshiek County
Estimated valuepricier than$163,80333% of homes29% of homes
Price per ft²pricier than$9020% of homes19% of homes
Living areabigger than1,814 ft²66% of homes69% of homes
Lot sizebigger than0.74 ac30% of homes51% of homes
Year builtnewer than190025% of homes23% of homes

About 545 South St

How much is 545 South St, Ridgeway, IA worth?

The TopHap Estimate for 545 South St, Ridgeway, IA is $163,803 as of Jul 14, 2026. The likely range is $138,281 to $189,325. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 South St, Ridgeway, IA last sell?

545 South St, Ridgeway, IA last sold on Nov 30, 2016, according to the county's recorded deed.

How big is 545 South St, Ridgeway, IA?

545 South St, Ridgeway, IA has 5 bedrooms, 2 bathrooms, 1,814 square feet of living space and a 0.74-acre lot.

When was 545 South St, Ridgeway, IA built?

545 South St, Ridgeway, IA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 545 South St, Ridgeway, IA?

545 South St, Ridgeway, IA is assigned to Crestwood High School (high), rated A-; Crestwood Middle School (middle); Crestwood Elementary School (elementary), rated C. All sit in Howard-Winneshiek Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 South St, Ridgeway, IA compare to other homes in Ridgeway 52165?

Among the 442 homes in Ridgeway 52165, it is worth more than 33% of them ($163,803 against a typical $215,396), its price per square foot is higher than 20% of them ($90 against a typical $129), it is bigger than 66% of them (1,814 ft² against a typical 1,624 ft²), its lot is bigger than 30% of them (0.74 ac against a typical 4.55 ac) and it is newer than 25% of them (1900 against a typical 1941). Measured against all of Winneshiek County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 South St, Ridgeway, IA?

The 2024 property tax bill for 545 South St, Ridgeway, IA was $3,878. The county assessed it at $274,760.

More homes on South St

Closest homes

More homes in Ridgeway 52165

Assigned schools

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